EIA 1035 1035 exchange 1035 exchanges 1035-exchange 1035-exchange html 136px 1653 1997 1999 2004 2006 234px 240 401 401k 401ks 590 about-total-return-annuities access adaptation advantage advantages affected after-tax after-tax dollars age age html agent agents agents html ages ahead aig aig annuity all-about-annuities all-about-annuities html allowing allows allows investors alt americans amount annuities annuities database annuities html annuities provide annuities uk-annuity annuities uk-annuity html annuities work annuities-faqs annuities-faqs html annuities-have-style annuities-have-style html annuities- immediate annuity annuity basics annuity bureau annuity buyer annuity calculator annuity calculators annuity charts annuity contracts annuity fits annuity html annuity income annuity info annuity information annuity interest annuity interest rates annuity interest rates true annuity lead annuity payment annuity quote annuity quotes annuity rate annuity rate table annuity rates annuity services annuity tables annuity tax annuity tax-free annuity work annuity-basics annuity-basics annuities annuity-basics annuity annuity-basics annuity-basics annuity-basics history annuity-basics html annuity- calculators annuity-deferred annuity-deferred deferred annuity-deferred deferred-annuities annuity-equity-indexed annuity- equity-indexed equity annuity-equity-indexed indexed annuity-glossary annuity-income annuity-income html annuity-interest- rates annuity-interest-rates html annuity-quotes annuity-rates annuity-tables annuity-variable annuity-variable variable annuity-variable variable-annuities answered answers apply appointing approaches article article discusses article outlines article provides article serves articles atomz atomz search atomz search html attractive attractive plan avoiding avoiding certain avoiding certain roadblocks aware bankruptcy basic basic description basics basics all-about-annuities basics annuities basics annuities-have-style basics annuity basics annuity-basics basics annuity-basics html basics history basics history-of-annuities basics html behaving behaving erratically beneficiaries beneficiary benefit benefits benefits html best best apply best plan best savings best savings vehicle bird box brief brief overview bureau buy buyer buying calc calc-def-box calculate calculated calculator calculators call toll-free call toll-free cap care cash cautious cautious investor cda cds cdtop cd-type cd-type annuity cd-type annuity rates certain certain financial certain financial situations certain roadblocks cfm changes charitable charitable-gifting charset charset iso charset iso--1 charts choice choose choosing climate college college-saving combination commodity companies complex confused consider considering considering buying contact continues contracts contributing converts cost country created creating curious curious investor customerservice customerservice html data database data-cd dea death death benefit debt decide def deferral deferral ensures deferred deferred annuities deferred annuity deferred annuity contracts deferred deferred deferred deferred-annuities deferred deferred-annuities html deferred-annuities deferred-annuities html deferred- annuity-contracts-vs-stock-investment description details determine developed device differences different different annuities different earning different earning levels dime direction disadvantages discover discusses dissecting distributed distribution distribution planning distribution-planning div div looking dollars earned earned cash earning earning levels earnings easily easily transferable easy easy access economic economic climate economy employers ensure ensures enter enter joint enter joint annuity enter joint annuity info equity equity indexed equity indexed annuities equity indexed annuity equity-indexed equity-indexed annuities equity-indexed equity equity-indexed equity-indexed equity-indexed indexed equity- indexed indexed-annuities equity-indexed-annuities equity-indexed-annuities html erratically established established retirement established retirement savings established retirement savings plans establishing estate estate planning estate planning advantages estate planning strategy estate-planning-trusts event exactly excellence exchange exchange html exchanges exist expect expenses expert expert help eye eyes facing falls false families faq faq html faqs faqs html fees female financial financial planning financial situations financial vehicles financial-planning find finding fit fits fixed fixed annuities fixed annuity fixed annuity charts fixed rate fixed-annuities fixed-annuities html flexibility flexible flexible-payment flexible-payment annuity found frameborder free free 866 free free annuities free annuities database free annuities provide free annuity free annuity calculator frequently funds gain game game plan gender general general overview getting gift gift annuities gifting glossary great great introduction greatest greatest reward group growth guaranteed guaranteed death guaranteed death benefit guaranteed income guaranteed rate guaranteed rates hallmarks John hancock happens hard-earned hard-earned cash hartford hartford annuity height help highest history history-of-annuities history-of-annuities html hot hot commodity href html hundreds hypothetical hypothetical families idea iframe iframe frameborder images images site images site leftas2 images site leftas2 png img img style immediate immediate annuities immediate annuity immediate annuity calculator implications ina inception income income annuity income annuity quotes income html income phase income stream increasingly increasingly popular increasingly popular retirement increasingly popular retirement savings indexed indexed annuities indexed annuity indexed annuity quotes indexed equity indexed equity- indexed indexed equity-indexed-annuities indexed indexed indexed indexed-annuities indexed indexed-annuities html indexed- annuities indexed-annuities html individual individual needs individual situation info information informative informative article ing ing annuity instantly insurance insurance products interest interest earnings interest rates interest rates true interest rates true annuity introduced introduction invest investing investment investment continues investment html investment options investment stage investment tool investments investor investors ira ira work ira-401k-rollovers ira-401k-rollovers html ira-401k-rollovers ira ira-faq ira-faq html ira-test ira-test html ira-who-benefits ira-who- benefits html iso iso--1 iso-8859-1 annuity john john hancok joint joint annuity joint annuity info jul keeps kept kept pace kind kinds kiplingers laws lead learn learn-more leftas2 leftas2 png leftnav leftnav-promo levels library licensed licensed agents licensed-agents licensed-agents html life life annuities life-annuities lifetime link link-to-us link-to-us html liquidity loans long-term-care-insurance long-term-care-insurance-quotes looking lorenzo lorenzo tonti loss loved loved ones ltc lump lump-sum lump-sum amount maintained major major expenses making making annuities managed map market market behaving market behaving erratically market return market rises matter medicaid medicaid annuities medicaid- annuities metlife minimal mnemonic mnemonic device money monthly monthly income monthly income stream mortgages must-read naming needs non-usa nut nut shell offer offered onclick ones opencomments option optional options outlines outshine outshine cds overview pace pacific pacific life pacific life annuities pass pay payment payment annuity payment options payments payouts penalty penalty-free penalty-free annuities penalty-free annuities provide pensions people phase pitfalls places placing plan plan offered planning planning advantages planning strategy plans png popular popular insurance popular insurance products popular retirement popular retirement savings popular retirement savings plan potential powerful powerful investment powerful investment tool principal probate products promo provide provided provides providing purchase purchase options purchasing questions quote quotes quotes html rate rate table rated rated age rated-age rated-age html rates rates html rates true rates true annuity rates true annuity basics rates1a rates2a rates3a rates4a rates5a rating rating safety raw reading real real estate real-estate reap reaping receive receive income receive steady receive steady payouts remained remember retain retain liquidity retirement retirement annuities retirement approaches retirement income retirement income phase retirement planning retirement plans retirement savings retirement savings plan retirement savings plan offered retirement savings plans retirement strategy retirement-annuities return return annuities return false reward rises risking risking principal risks roadblocks rollover rollovers rollovers html rollovers ira rollovers ira-faq rollovers ira-faq html rollovers ira-test rollovers ira-test html rollovers ira-who-benefits roth roth ira roth ira work rundown safeguard safeguarding safest safest financial safest financial vehicles safest places safety save save after-tax save after-tax dollars saving savings savings plan savings plan offered savings plans savings vehicle savings vehicles savings vehicles exist scrolling search search html security select sell sell annuities sell annuity sell annuity payment selling selling annuities sense serves services shell sheltered sheltered annuities single single versus single versus flexible single versus flexible-payment site site leftas2 site leftas2 png site map sitemap sitemap html situation situations social social security social-security spaces span span call span call src stage stages start starters state steady steady payouts step stock stock investment stock market stock market behaving stock market behaving erratically strategies strategy stream style style html subject sum sum amount table tables tax tax deferral tax deferral ensures tax deferred tax deferred annuities tax dollars tax implications tax laws tax penalty tax sheltered tax sheltered annuities taxes tax-free tax-sheltered-annuities term term care terms test test html text text html thinking tied tips toll toll-free toll-free tonti tool tools topannuity traditional traditional ira transferable traveler traveler life true true annuity true annuity basics trusts type type annuity type annuity rates uk-annuities uk-annuities uk-annuity uk-annuity uk-annuity html understand untimely untimely death updated usa valuable valuable adaptation variable variable annuities variable annuity variable annuity rates variable annuity work variable deferred variable deferred annuities variable variable variable variable-annuities variable variable-annuities html variable-annuities variable-annuities html vehicle vehicles vehicles exist versus versus flexible versus flexible-payment versus flexible-payment annuity virtualannuitydata width willing wishes withdrawal withdrawn work yield yrs 1035 1035 exchange 1035 exchange 1035 1035 exchange 1035 exchanges 1035 exchanges 1035 exchanges annuities 1035 exchanges annuities broker 20-30 account advice advice arranged agent agent contracting agent contracting equitrust agent contracting equitrust life agent contracting product agent contracting product profile annuities annuities annuity annuities annuity fixed annuities annuity fixed annuities annuities annuity quotes annuities annuity quotes annuity annuities annuity search annuities annuity search request annuities broker annuities broker annuity annuities broker annuity broker annuities deferred annuities deferred annuity annuities deferred annuity equity annuities equity annuities equity indexed annuities equity indexed annuity annuities equity-indexed annuities equity-indexed annuities annuities explained annuities explained equity annuities explained equity-indexed annuities explained stock annuities explained stock market annuities fixed annuities fixed annuities annuities fixed annuities equity annuities fixed rate annuities fixed rate annuity annuities immediate annuities immediate annuity annuities indexed annuities indexed annuity annuities indexed annuity life annuities life annuities life annuity annuities life annuity retirement annuities life expectancy annuities life expectancy tables annuities retirement annuities retirement annuity annuities retirement annuity tax annuities tax annuities tax deferred annuities tax deferred annuity annuities tax sheltered annuities tax sheltered annuity annuity annuity becomes annuity broker annuity broker annuity annuity broker annuity brokers annuity brokers annuity brokers annuity annuity brokers annuity calculator annuity calculator annuity calculator annuity annuity calculator annuity calculators annuity calculators annuity calculators annuity annuity calculators annuity quote annuity company annuity company giving annuity equity annuity equity indexed annuity equity indexed annuities annuity exchange annuity exchange evaluation annuity exchange evaluation service annuity fixed annuity fixed annuities annuity fixed annuities annuity annuity fixed annuity annuity fixed annuity fixed annuity fixed annuity rate annuity immediate annuity immediate annuities annuity immediate annuities immediate annuity indexed annuity indexed annuities annuity indexed annuities indexed annuity life annuity life annuities annuity life annuities life annuity quote annuity quote annuity annuity quote annuity rate annuity quotes annuity quotes annuity annuity quotes annuity rates annuity rate annuity rate deferred annuity rate deferred annuities annuity rate fixed annuity rate fixed annuity annuity rate update annuity rate update newsletter annuity rates annuity rates 1035 annuity rates 1035 exchange annuity rates fixed annuity rates fixed rate annuity retirement annuity retirement annuities annuity retirement annuities retirement annuity search annuity search request annuity tax annuity tax deferred annuity tax deferred annuities annuity tax sheltered annuity tax sheltered annuities archived archived issues archived issues financial archived issues financial calculators arranged articles bank bank deposit bank deposit yields becomes best best deal bomb bomb increase bomb increase bank bomb increase bank deposit bomb retirement bomb retirement mistakes broker broker annuity broker annuity broker broker annuity broker annuity broker annuity brokers broker annuity brokers annuity brokers brokers annuity brokers annuity calculator brokers annuity calculator annuity calculator calculator annuity calculator annuity calculators calculator annuity calculators annuity calculators calculators annuity calculators annuity quote calculators annuity quote annuity calculators free calculators free maturing cd-type cd-type annuities cd-type annuities fixed certainty certainty select company company certainty company certainty select company giving company retirement company retirement account contracting contracting equitrust contracting equitrust life contracting equitrust life insurance contracting product contracting product profile contracting product profile request current deal deferred deferred annuities deferred annuities deferred deferred annuities deferred annuity deferred annuities tax deferred annuities tax deferred deferred annuity deferred annuity equity deferred annuity tax deferred annuity tax sheltered deposit deposit yields direct direct guarantee equitrust equitrust life equitrust life insurance equitrust life insurance company equity equity indexed equity indexed annuities equity indexed annuities equity equity indexed annuity equity indexed annuity fixed equity-indexed equity-indexed annuities equity-indexed annuities annuity equity-indexed annuities explained evaluation evaluation service exchange exchange 1035 exchange 1035 exchanges exchange 1035 exchanges annuities exchange evaluation exchange evaluation service exchanges exchanges annuities exchanges annuities broker exchanges annuities broker annuity expectancy expectancy tables expectancy tables state expectancy tables state guarantee explained explained equity explained equity-indexed explained equity-indexed annuities explained stock explained stock market explained stock market growth financial financial advice financial advice arranged financial calculators financial calculators free financial calculators free maturing fixed fixed annuities fixed annuities annuity fixed annuities annuity quotes fixed annuities equity fixed annuities equity-indexed fixed annuity fixed annuity fixed fixed annuity fixed annuity fixed annuity rate fixed annuity rate fixed fixed annuity rates fixed annuity rates fixed fixed rate fixed rate annuities fixed rate annuities fixed fixed rate annuity fixed rate annuity immediate free free annuity free annuity exchange free annuity exchange evaluation free annuity rate free annuity rate update free maturing funded funded annuities funded annuities life funded annuities life expectancy funds funds suggested giving growth guarantee guarantee funds guarantee funds suggested immediate immediate annuities immediate annuities immediate immediate annuities immediate annuity immediate annuity immediate income immediate income annuity immediate income annuity quote income income annuity income annuity quote increase increase bank increase bank deposit increase bank deposit yields indexed indexed annuities indexed annuities annuity indexed annuities annuity search indexed annuities equity indexed annuities equity indexed indexed annuities explained indexed annuities explained stock indexed annuities indexed indexed annuities indexed annuity indexed annuity indexed annuity fixed indexed annuity fixed annuity indexed annuity life indexed annuity life annuities info info equitrust info equitrust life info equitrust life insurance info midland info midland national info midland national life information information agent information agent contracting information agent contracting equitrust information agent contracting product information product information product profile information product profile request insurance insurance company insurance company certainty insurance company certainty select ira ira becomes ira qualified ira qualified annuities irs issues issues financial issues financial calculators issues financial calculators free legal legal info life life annuities life annuities life life annuities life annuity life annuity life annuity retirement life annuity retirement annuities life direct life direct guarantee life expectancy life expectancy tables life expectancy tables state life insurance life insurance company life insurance company certainty life mnl life mnl guarantee listing market market growth market risk market risk ira market risk ira qualified maturing midland midland national midland national life midland national life direct midland national life mnl mistakes mnl mnl guarantee national national life national life direct national life direct guarantee national life mnl national life mnl guarantee newsletter newsletter annuities newsletter annuities explained newsletter annuities explained equity newsletters notification notification service notification service split notification service split-funded personal personal financial personal financial advice personal financial advice arranged product product profile product profile request profile profile request qualified qualified annuities quote quote annuity quote annuity rate quote annuity rate deferred quotes quotes annuity quotes annuity rates quotes annuity rates 1035 rate rate annuities rate annuities fixed rate annuities fixed rate rate annuity rate annuity immediate rate annuity immediate annuities rate deferred rate deferred annuities rate deferred annuities deferred rate fixed rate fixed annuity rate fixed annuity rates rate update rate update newsletter rate update newsletter annuities rates rates 1035 rates 1035 exchange rates 1035 exchange 1035 rates fixed rates fixed rate rates fixed rate annuities request request info request info equitrust request info equitrust life request info midland request info midland national retirement retirement account retirement annuities retirement annuities retirement retirement annuities retirement annuity retirement annuity retirement annuity tax retirement annuity tax deferred retirement mistakes risk risk ira risk ira qualified risk ira qualified annuities search search request select service service split service split-funded service split-funded annuities sheltered sheltered annuities sheltered annuities tax sheltered annuities tax sheltered sheltered annuity site site product site product profile split split-funded split-funded annuities split-funded annuities life state state guarantee state guarantee funds state guarantee funds suggested stock stock market stock market growth submit subscribe suggested tables tables state tables state guarantee tables state guarantee funds tax tax deferred tax deferred annuities tax deferred annuities tax tax deferred annuity tax deferred annuity tax tax sheltered tax sheltered annuities tax sheltered annuities tax tax sheltered annuity tax time-bomb tax time- bomb increase tax time-bomb retirement time-bomb time-bomb increase time-bomb increase bank time-bomb retirement time-bomb retirement mistakes topic topic newsletters type type annuities type annuities fixed type annuities fixed annuities update update newsletter update newsletter annuities update newsletter annuities explained yields Please Wait CD-Type Annuities Fixed Annuities Equity Indexed Annuities Annuity Quotes Equity Indexed Annuity Policies where the interest rate credited is based on the performance of an equity or bond based index. Abstract Account Index Product Type Reset Averaging Surrender Charges Last Change Part. Rate Spread Cap Learn More Allianz Life Allianz Life 10% Bonus PowerDex Elite Fixed Account Fixed Annually 10 Years 08/01/06 None None Learn More Allianz Life 10% Bonus PowerDex Elite Nasdaq 100 Nasdaq 100 High Water Annually None 10 Years 08/01/06 100.00 None 10.00 Learn More Allianz Life 10% Bonus PowerDex Elite SP 500 SP 500 High Water Annually None 10 Years 08/01/06 100.00 None 10.00 Learn More Allianz Life 5% Bonus PowerDex Elite Annuity Fixed Account Fixed Annually 12 Years 08/01/06 None None Learn More Allianz Life 5% Bonus PowerDex Elite Annuity S&P 500 SP 500 High Water Annually None 12 Years 08/01/06 100.00 None 8.00 Learn More Allianz Life BonusDex Elite (50) Fixed Account Fixed Annually 10 Years 08/01/06 None None Learn More Allianz Life BonusDex Elite (50) Nasdaq 100 Nasdaq 100 Annual Ratchet Annually Monthly 10 Years 08/01/06 100.00 None 15.00 Learn More Allianz Life BonusDex Elite (50) SP 500 SP 500 Annual Ratchet Annually Monthly 10 Years 08/01/06 100.00 None 15.00 Learn More Allianz Life FlexDex Multi Choice Elite (100) Fixed Account Fixed 12 Years 05/02/06 None None Learn More Allianz Life FlexDex Multi Choice Elite (100) Nasdaq 100 Monthly Averaging Nasdaq 100 Annual Ratchet Annually Monthly 12 Years 05/02/06 100.00 None 9.00 Learn More Allianz Life FlexDex Multi Choice Elite (100) Nasdaq 100 Monthly Point-to-Point Nasdaq 100 Point to Point Annually None 12 Years 05/02/06 55.00 None 9.00 Learn More Allianz Life FlexDex Multi Choice Elite (100) SP 500 Monthly Averaging SP 500 Annual Ratchet Annually Monthly 12 Years 05/02/06 100.00 None 9.00 Learn More Allianz Life FlexDex Multi Choice Elite (100) SP 500 Monthly Point-to-Point SP 500 Point to Point Annually None 12 Years 05/02/06 55.00 None 9.00 Learn More Allianz Life InfiniDex Annuity Fixed Fixed Annual Ratchet Annually 5 Years 08/01/06 None None Learn More Allianz Life InfiniDex Annuity Nasdaq-100 Index Nasdaq 100 Monthly Crediting Annually None 5 Years 08/01/06 100.00 None 3.00 Learn More Allianz Life InfiniDex Annuity S&P 500 Index SP 500 Monthly Crediting Annually None 5 Years 08/01/06 100.00 None 3.00 Learn More Allianz Life InfiniDex Annuity 10 Fixed Fixed Annual Ratchet Annually 10 Years 08/01/06 None None Learn More Allianz Life InfiniDex Annuity 10 Nasdaq-100 Index Nasdaq 100 Monthly Crediting Annually None 10 Years 08/01/06 100.00 None 3.50 Learn More Allianz Life InfiniDex Annuity 10 S&P 500 Index SP 500 Monthly Crediting Annually None 10 Years 08/01/06 100.00 None 3.50 Learn More Allianz Life InfiniDex Annuity 5 Fixed Fixed Annual Ratchet Annually 10 Years 08/01/06 None None Learn More Allianz Life InfiniDex Annuity 5 Nasdaq-100 Index Nasdaq 100 Monthly Crediting Annually None 10 Years 08/01/06 100.00 None 2.75 Learn More Allianz Life InfiniDex Annuity 5 S&P 500 Index SP 500 Monthly Crediting Annually None 10 Years 08/01/06 100.00 None 2.75 Learn More Allianz Life MasterDex 10 Annuity Fixed Account Fixed 10 Years 08/01/06 None None Learn More Allianz Life MasterDex 10 Annuity Nasdaq-100 Monthly Point to Point Nasdaq 100 Annual Ratchet Annually Monthly Sum 10 Years 08/01/06 100.00 None 3.50 Learn More Allianz Life MasterDex 10 Annuity SP 500 Monthly Point to Point SP 500 Annual Ratchet Annually Monthly Sum 10 Years 08/01/06 100.00 None 3.50 Learn More Allianz Life MasterDex 5 Annuity Fixed Account Fixed 10 Years 08/01/06 None None Learn More Allianz Life MasterDex 5 Annuity Nasdaq-100 Monthly Point to Point Nasdaq 100 Annual Ratchet Annually Monthly Sum 10 Years 08/01/06 100.00 None 2.80 Learn More Allianz Life MasterDex 5 Annuity S&P 500 Monthly Point to Point SP 500 Annual Ratchet Annually Monthly Sum 10 Years 08/01/06 100.00 None 2.80 Learn More Allianz Life MasterDex Annuity Fixed Account Fixed 7 Years 08/01/06 None None Learn More Allianz Life MasterDex Annuity Nasdaq-100 Monthly Point-to-Point Nasdaq 100 Annual Ratchet Annually Monthly Sum 7 Years 08/01/06 100.00 None 3.10 Learn More Allianz Life MasterDex Annuity S&P 500 Monthly Point to Point SP 500 Annual Ratchet Annually Monthly Sum 7 Years 08/01/06 100.00 None 3.10 Learn More Allianz Life PowerDex Elite Fixed Account Fixed 10 Years 08/01/06 None None Learn More Allianz Life PowerDex Elite SP 500 SP 500 High Water Annually None 10 Years 08/01/06 100.00 None 9.00 Learn More Allianz Life PremierDex 5 Annuity Fixed Fixed Annually 10 Years 08/01/06 None None Learn More Allianz Life PremierDex 5 Annuity Nasdaq-100 Monthly Point-to-Point Nasdaq 100 High Water Annually Monthly Sum 10 Years 08/01/06 100.00 None 4.10 Learn More Allianz Life PremierDex 5 Annuity S&P 500 Monthly Point-to-Point SP 500 High Water Annually Monthly Sum 10 Years 08/01/06 100.00 None 4.10 Learn More Allianz Life PremierDex Annuity Fixed Fixed Annual Ratchet Annually None 7 Years 08/01/06 None None Learn More Allianz Life PremierDex Annuity Nasdaq-100 Monthly Point-to-Point Nasdaq 100 High Water Annually None 7 Years 08/01/06 100.00 None 4.30 Learn More Allianz Life PremierDex Annuity S&P 500 Monthly Point-to-Point SP 500 High Water Annually None 7 Years 08/01/06 100.00 None 4.30 Learn More Allianz Life SelectDex (UT) Fixed Fixed 12 Years 05/02/06 None None Learn More Allianz Life SelectDex (UT) Option A SP 500 Annual Ratchet Annually Monthly 12 Years 05/02/06 100.00 None 10.00 Learn More Allianz Life SelectDex (UT) Option B SP 500 Point to Point Annually None 12 Years 05/02/06 55.00 None 10.00 Learn More Allianz Life SelectDex (UT) Option C Nasdaq 100 Annual Ratchet Annually Monthly 12 Years 05/02/06 100.00 None 10.00 Learn More Allianz Life SelectDex (UT) Option D Nasdaq 100 Point to Point Annually None 12 Years 05/02/06 55.00 None 10.00 Learn More Allianz Life of NY Allianz Life of NY New York MasterDex Annuity Fixed Fixed Annually 7 Years 08/01/06 None None Learn More Allianz Life of NY New York MasterDex Annuity Nasdaq-100 1-Year Monthly Point-to-Point Nasdaq 100 Annual Ratchet Annually Monthly Sum 7 Years 08/01/06 100.00 None 2.30 Learn More Allianz Life of NY New York MasterDex Annuity S&P 500 1-Year Monthly Point-to-Point SP 500 Annual Ratchet Annually Monthly Sum 7 Years 08/01/06 100.00 None 2.30 Learn More American Equity Investment Life American Equity Investment Life Bonus Gold Annual Monthly Averaged Value: Dow Jones Cap Dow Jones Annual Ratchet Annually Monthly 17 Years 05/01/06 100.00 None 10.00 Learn More American Equity Investment Life Bonus Gold Annual Monthly Averaged Value: S&P 500 Cap SP 500 Annual Ratchet Annually Monthly 17 Years 05/01/06 100.00 None 10.00 Learn More American Equity Investment Life Bonus Gold Annual Point to Point Bond Value LB US Treasury Annual Ratchet Annually None 17 Years 05/01/06 100.00 None 5.00 Learn More American Equity Investment Life Bonus Gold Annual Point to Pont Value: Dow Jones Dow Jones Annual Ratchet Annually None 17 Years 05/01/06 100.00 None 7.50 Learn More American Equity Investment Life Bonus Gold Annual Point to Pont Value: S&P 500 SP 500 Annual Ratchet Annually None 17 Years 05/01/06 100.00 None 7.50 Learn More American Equity Investment Life Bonus Gold Fixed Value Fixed 17 Years 05/01/06 None None Learn More American Equity Investment Life Bonus Gold Monthly Point to Point: S&P 500 SP 500 Annual Ratchet Annually Monthly Sum 17 Years 05/01/06 100.00 None 2.80 Learn More American Equity Investment Life Bonus Gold S&P 500 Annual Point-to-Point w/ PR SP 500 Annual Ratchet Annually None 17 Years 05/01/06 55.00 None 100.00 Learn More American Equity Investment Life Bonus Gold S&P 500 Monthly Average w/ PR SP 500 Annual Ratchet Annually Monthly 17 Years 05/01/06 80.00 None None Learn More American Equity Investment Life Compass Select Bond Index Value LB US Aggregate Bond Annual Ratchet Annually None 15 Years 05/01/06 100.00 None 5.00 Learn More American Equity Investment Life Compass Select Fixed Value Fixed Annually 15 Years 05/01/06 None None Learn More American Equity Investment Life Compass Select S&P 500 Annual Point-to-Point SP 500 Annual Ratchet Annually None 15 Years 05/01/06 55.00 None 100.00 Learn More American Equity Investment Life Compass Select S&P 500 Annual Point-to-Point with a Cap SP 500 Annual Ratchet Annually None 15 Years 05/01/06 100.00 None 7.50 Learn More American Equity Investment Life Compass Select S&P 500 Monthly Average SP 500 Annual Ratchet Annually Monthly 15 Years 05/01/06 80.00 None 100.00 Learn More American Equity Investment Life Compass Select S&P 500 Monthly Average with a Cap SP 500 Annual Ratchet Annually Monthly 15 Years 05/01/06 100.00 None 10.00 Learn More American Equity Investment Life Compass Select S&P 500 Monthly Point-to-Point SP 500 Annual Ratchet Annually Monthly Sum 15 Years 05/01/06 100.00 None 2.80 Learn More American Equity Investment Life Freedom Gold Fixed Fixed 8 Years 05/01/06 None None Learn More American Equity Investment Life Freedom Gold Lehman Bros U.S. Treasury Point to Point LB US Treasury Annual Ratchet Annually None 8 Years 05/01/06 100.00 None 5.00 Learn More American Equity Investment Life Freedom Gold S&P 500 Annual Monthly Average SP 500 Annual Ratchet Annually Monthly 8 Years 05/01/06 100.00 None 10.00 Learn More American Equity Investment Life Freedom Gold S&P 500 Annual Point to Point SP 500 Annual Ratchet Annually None 8 Years 05/01/06 100.00 None 7.50 Learn More American Equity Investment Life Freedom Gold S&P 500 Monthly Point to Point SP 500 Annual Ratchet Annually Monthly Sum 8 Years 05/01/06 100.00 None 2.80 Learn More American Equity Investment Life Future Gold Fixed Fixed Annually 12 Years 05/01/06 None None Learn More American Equity Investment Life Future Gold Lehman Bros U.S. Aggregate LB US Aggregate Bond Annual Ratchet Annually None 12 Years 05/01/06 100.00 None 5.00 Learn More American Equity Investment Life Future Gold S&P 500 Monthly Average SP 500 Annual Ratchet Annually Monthly 12 Years 05/01/06 100.00 None 10.00 Learn More American Equity Investment Life Future Gold S&P 500 Monthly Point to Point SP 500 Annual Ratchet Annually Monthly Sum 12 Years 05/01/06 100.00 None 2.80 Learn More American Equity Investment Life Future Gold S&P 500 Point to Point SP 500 Annual Ratchet Annually None 12 Years 05/01/06 100.00 None 7.50 Learn More American Equity Investment Life Premier Gold Fixed Fixed 16 Years 01/01/06 None None Learn More American Equity Investment Life Premier Gold Lehman Bros U.S. Treasury LB US Treasury Annual Ratchet Annually None 16 Years 01/01/06 65.00 None 10.00 Learn More American Equity Investment Life Premier Gold S&P 500 Monthly Average No Cap SP 500 Annual Ratchet Annually Monthly 16 Years 01/01/06 75.00 None 100.00 Learn More American Equity Investment Life Premier Gold S&P 500 Monthly Point to Point SP 500 Annual Ratchet Annually Monthly Sum 16 Years 01/01/06 100.00 None 2.80 Learn More American Equity Investment Life Premier Gold S&P 500 Point to Point No Cap SP 500 Annual Ratchet Annually None 16 Years 01/01/06 50.00 None 100.00 Learn More American General Life American General Life AG HorizonIndex Annuity 12 Year 1-Year Term Account SP 500 Annual Ratchet Annually Monthly Sum 12 Years 08/05/06 100.00 None 2.50 Learn More American General Life AG HorizonIndex Annuity 12 Year 2-Year Term Account SP 500 Point to Point Biennial None 12 Years 08/05/06 100.00 None 14.25 Learn More American General Life AG HorizonIndex Annuity 12 Year Fixed Fixed 12 Years 08/05/06 None None Learn More American General Life AG HorizonIndex Annuity 9 Year 1-Year Term Account SP 500 Annual Ratchet Annually Monthly Sum 9 Years 08/05/06 100.00 None 2.50 Learn More American General Life AG HorizonIndex Annuity 9 Year 2-Year Term Account SP 500 Point to Point Biennial None 9 Years 08/05/06 100.00 None 14.25 Learn More American General Life AG HorizonIndex Annuity 9 Year Fixed Fixed 9 Years 08/05/06 None None Learn More American National Insurance Company American National Insurance Company ANICO FEIA - ROP Performance Triggered SP 500 Performance Triggered Annually None 6 Years 08/01/06 None None Learn More American National Insurance Company ANICO FEIA wo ROP Performance Triggered SP 500 Performance Triggered Annually None 6 Years 08/01/06 100.00 None None Learn More American National Insurance Company Value Lock 10 S&P 500 10 Year Point-to-Point SP 500 Annual Ratchet Annually Monthly 10 Years 08/01/06 100.00 None 100.00 Learn More American National Insurance Company Value Lock 7 S&P 500 7 Year Point-to-Point SP 500 Annual Ratchet Annually Monthly 7 Years 08/01/06 100.00 None 100.00 Learn More AmerUs Life AmerUs Life Bonus Master 10 1-Year Monthly Cap SP 500 Annual Ratchet Annually Monthly Sum 15 Years 07/22/06 100.00 None 2.60 Learn More AmerUs Life Bonus Master 10 1-Year Point-to-Point SP 500 Annual Ratchet Annually None 15 Years 07/22/06 100.00 None 7.00 Learn More AmerUs Life Bonus Master 10 Annual Equity Index SP 500 Annual Ratchet Annually Monthly 15 Years 07/22/06 100.00 0.99 100.00 Learn More AmerUs Life Bonus Master 10 Guaranteed One Year Interest Rate Fixed Annually 15 Years 07/22/06 None None Learn More AmerUs Life Bonus Master 10 Multi Year Equity Index SP 500 Annual Ratchet Biennial None 15 Years 07/22/06 100.00 None 15.00 Learn More AmerUs Life Bonus Master 8 1-Year Monthly Cap SP 500 Annual Ratchet Annually Monthly Sum 12 Years 07/22/06 100.00 None 2.60 Learn More AmerUs Life Bonus Master 8 1-Year Point-to-Point SP 500 Annual Ratchet Annually None 12 Years 07/22/06 100.00 None 7.00 Learn More AmerUs Life Bonus Master 8 Annual Equity Index SP 500 Annual Ratchet Annually Monthly 12 Years 07/22/06 100.00 0.99 100.00 Learn More AmerUs Life Bonus Master 8 Guaranteed One Year Interest Rate Fixed Annually 12 Years 07/22/06 None None Learn More AmerUs Life Bonus Master 8 Multi Year Equity Index SP 500 Annual Ratchet Biennial None 12 Years 07/22/06 100.00 None 15.00 Learn More AmerUs Life MultiChoice 10 Annual Equity Index SP 500 Annual Ratchet Annually Monthly 10 Years 07/22/06 100.00 0.69 100.00 Learn More AmerUs Life MultiChoice 10 Guaranteed One-Year Fixed 10 Years 07/22/06 None None Learn More AmerUs Life MultiChoice 10 Multi Year Equity Index SP 500 Annual Ratchet Biennial None 10 Years 07/22/06 100.00 None 16.00 Learn More AmerUs Life MultiChoice 10 One-Year Point-to-Point Equity Index SP 500 Annual Ratchet Annually None 10 Years 07/22/06 100.00 None 8.00 Learn More AmerUs Life MultiChoice 10 II Annual Equity Index SP 500 Annual Ratchet Annually Monthly 10 Years 07/22/06 100.00 0.99 100.00 Learn More AmerUs Life MultiChoice 10 II Guaranteed One-Year Fixed Annually 10 Years 07/22/06 None None Learn More AmerUs Life MultiChoice 10 II Mulit Year Equity Index SP 500 Annual Ratchet Biennial Monthly 10 Years 07/22/06 100.00 None 15.00 Learn More AmerUs Life MultiChoice 10 II One-Year Point-to-Point Equity Index SP 500 Annual Ratchet Annually None 10 Years 07/22/06 100.00 None 7.00 Learn More AmerUs Life MultiChoice 10 IV Annual Equity Index SP 500 Annual Ratchet Annually Monthly 10 Years 07/22/06 100.00 0.99 100.00 Learn More AmerUs Life MultiChoice 10 IV Guaranteed One Year Fixed Annually 10 Years 07/22/06 None None Learn More AmerUs Life MultiChoice 10 IV Multi Year Equity Index SP 500 Annual Ratchet Biennial None 10 Years 07/22/06 100.00 None 15.00 Learn More AmerUs Life MultiChoice 10 IV One-Year Point-to-Point Equity Index SP 500 Annual Ratchet Annually None 10 Years 07/22/06 100.00 None 7.00 Learn More AmerUs Life MultiChoice 6 Guaranteed One Year Fixed Annually 6 Years 07/22/06 None None Learn More AmerUs Life MultiChoice 6 Multi Year Equity Index SP 500 Annual Ratchet Biennial None 6 Years 07/22/06 100.00 None 16.00 Learn More AmerUs Life MultiChoice 6 One-Year Point-to-Point Equity Index SP 500 Annual Ratchet Annually None 6 Years 07/22/06 100.00 None 8.00 Learn More AmerUs Life MultiChoice 7 1-Year Monthly Cap SP 500 Annual Ratchet Annually Monthly Sum 15 Years 07/22/06 100.00 None 2.60 Learn More AmerUs Life MultiChoice 7 1-Year Point-to-Point SP 500 Annual Ratchet Annually None 15 Years 07/22/06 100.00 None 7.00 Learn More AmerUs Life MultiChoice 7 Annual Equity Index Strategy SP 500 Annual Ratchet Annually Monthly 15 Years 07/22/06 100.00 0.99 100.00 Learn More AmerUs Life MultiChoice 7 Fixed Fixed Annually 15 Years 07/22/06 None None Learn More AmerUs Life MultiChoice 7 Multi Year Equity Index SP 500 Annual Ratchet Biennial None 15 Years 07/22/06 100.00 None 15.00 Learn More AmerUs Life MultiChoice Bonus Plus Annual Equity Index SP 500 Annual Ratchet Annually Monthly 14 Years 07/22/06 100.00 0.99 100.00 Learn More AmerUs Life MultiChoice Bonus Plus Guaranteed One Year Fixed Annually 14 Years 07/22/06 None None Learn More AmerUs Life MultiChoice Bonus Plus Multi Year Equity Index SP 500 Annual Ratchet Biennial None 14 Years 07/22/06 100.00 None 15.00 Learn More AmerUs Life MultiChoice Bonus Plus One-Year Monthly Point to Point SP 500 Annual Ratchet Annually Monthly Sum 14 Years 07/22/06 100.00 None 2.60 Learn More AmerUs Life MultiChoice Bonus Plus One-Year Point-to-Point Equity Index SP 500 Annual Ratchet Annually None 14 Years 07/22/06 100.00 None 7.75 Learn More AmerUs Life MultiChoice Classic 1-Year Monthly Cap SP 500 Annual Ratchet Annually Monthly Sum 7 Years 07/22/06 100.00 None 3.00 Learn More AmerUs Life MultiChoice Classic 1-Year Point-to-Point SP 500 Annual Ratchet Annually None 7 Years 07/22/06 100.00 None 8.00 Learn More AmerUs Life MultiChoice Classic Annual Equity Index Strategy SP 500 Annual Ratchet Annually Monthly 7 Years 07/22/06 100.00 0.69 100.00 Learn More AmerUs Life MultiChoice Classic Fixed Fixed Annually 7 Years 07/22/06 None None Learn More EquiTrust Life Insurance Company EquiTrust Life Insurance Company MarketBooster Index Annual Reset Daily Average Cap SP 500 Annual Ratchet Annually Daily 9 Years 07/27/06 100.00 None 11.00 Learn More EquiTrust Life Insurance Company MarketBooster Index Annual Reset Point-to-Point Cap SP 500 Annual Ratchet Annually None 9 Years 07/27/06 100.00 None 7.50 Learn More EquiTrust Life Insurance Company MarketBooster Index Fixed Fixed Annual Ratchet Annually 9 Years 07/27/06 None None Learn More EquiTrust Life Insurance Company MarketBooster Index Two-Year Monthly Average Cap SP 500 Annual Ratchet Biennial Monthly 9 Years 07/27/06 100.00 None 100.00 Learn More EquiTrust Life Insurance Company MarketPower Bonus Index Annual Reset Daily Averaging SP 500 Annual Ratchet Annually Daily 14 Years 07/27/06 100.00 None 11.00 Learn More EquiTrust Life Insurance Company MarketPower Bonus Index Annual Reset Point to Point SP 500 Annual Ratchet Annually None 14 Years 07/10/06 100.00 None 8.00 Learn More EquiTrust Life Insurance Company MarketPower Bonus Index Fixed Fixed Annually 14 Years 07/27/06 None None Learn More EquiTrust Life Insurance Company MarketPower Bonus Index Two Year Monthly Averaging SP 500 Point to Point Biennial Monthly 14 Years 07/27/06 100.00 None 100.00 Learn More EquiTrust Life Insurance Company MarketSeven Index Annual Reset Daily Averaging SP 500 Annual Ratchet Annually Daily 7 Years 07/27/06 100.00 None 11.00 Learn More EquiTrust Life Insurance Company MarketSeven Index Annual Reset Point to Point SP 500 Annual Ratchet Annually None 7 Years 07/27/06 100.00 None 8.50 Learn More EquiTrust Life Insurance Company MarketSeven Index Fixed Fixed Annually 7 Years 07/27/06 None None Learn More EquiTrust Life Insurance Company MarketSeven Index Two-Year Monthly Averaging SP 500 Point to Point Biennial Monthly 7 Years 07/27/06 100.00 None 100.00 Learn More EquiTrust Life Insurance Company MarketValue Index Annual Reset Monthly Average SP 500 Annual Ratchet Annually Monthly 10 Years 07/27/06 100.00 None 12.00 Learn More EquiTrust Life Insurance Company MarketValue Index Annual Reset Point to Point SP 500 Annual Ratchet Annually None 10 Years 07/27/06 100.00 None 8.50 Learn More EquiTrust Life Insurance Company MarketValue Index Fixed Fixed Annually 10 Years 07/27/06 None None Learn More EquiTrust Life Insurance Company MarketValue Index Two-Year Monthly Average Cap SP 500 Point to Point Biennial Monthly 10 Years 07/27/06 100.00 None 100.00 Learn More Great American Life Insurance Company Great American Life Insurance Company American Icon Annual Point-to-Point SP 500 Annual Ratchet Annually None 10 Years 06/22/06 100.00 None 8.00 Learn More Great American Life Insurance Company American Icon Declared Rate Strategy Fixed Annually 10 Years 06/22/06 None None Learn More Great American Life Insurance Company American Icon Monthly Averageing Capped SP 500 Annual Ratchet Annually Monthly 10 Years 06/22/06 100.00 None 11.50 Learn More Great American Life Insurance Company American Icon Monthly Avgeraging Index Spread SP 500 Annual Ratchet Annually Monthly 10 Years 06/22/06 100.00 0.75 100.00 Learn More Great American Life Insurance Company American Icon II - Platinum Series Annual Point-to-Point SP 500 Annual Ratchet Annually None 10 Years 06/22/06 100.00 None 8.00 Learn More Great American Life Insurance Company American Icon II - Platinum Series Fixed Fixed Annually 10 Years 06/22/06 None None Learn More Great American Life Insurance Company American Icon II - Platinum Series Monthly Averaging - Capped SP 500 Annual Ratchet Annually Monthly 10 Years 06/22/06 100.00 None 11.50 Learn More Great American Life Insurance Company American Icon II - Platinum Series Monthly Averaging - No Cap SP 500 Annual Ratchet Annually Monthly 10 Years 06/22/06 100.00 0.75 100.00 Learn More Great American Life Insurance Company American Legend Annual Point-to-Point SP 500 Annual Ratchet Annually None 7 Years 06/22/06 100.00 None 8.00 Learn More Great American Life Insurance Company American Legend Declared Rate Strategy Fixed Annually 7 Years 06/22/06 None None Learn More Great American Life Insurance Company American Legend Monthly Averaging Capped SP 500 Annual Ratchet Annually Monthly 7 Years 06/22/06 100.00 None 11.50 Learn More Great American Life Insurance Company American Legend Monthly Averaging Index Spread SP 500 Annual Ratchet Annually Monthly 7 Years 06/22/06 100.00 0.75 100.00 Learn More Great American Life Insurance Company American Legend II - Platinum Series Annual Point-to-Point SP 500 Annual Ratchet Annually None 7 Years 06/22/06 100.00 None 8.00 Learn More Great American Life Insurance Company American Legend II - Platinum Series Fixed Fixed Annually 7 Years 06/22/06 None None Learn More Great American Life Insurance Company American Legend II - Platinum Series Monthly Averaging Capped SP 500 Annual Ratchet Annually Monthly 7 Years 06/22/06 100.00 None 11.50 Learn More Great American Life Insurance Company American Legend II - Platinum Series Monthly Averaging Index Spread SP 500 Annual Ratchet Annually Monthly 7 Years 06/22/06 100.00 0.75 100.00 Learn More Great American Life Insurance Company American Valor II - Platinum Series Daily Averaging with Participation Rate (No Cap) SP 500 Annual Ratchet Annually Daily 12 Years 06/22/06 90.00 None 100.00 Learn More Great American Life Insurance Company American Valor II - Platinum Series Fixed Fixed Annually 12 Years 06/22/06 None None Learn More Great American Life Insurance Company American Valor II - Platinum Series Monthly Averaging with Index Spread (No Cap) SP 500 Annual Ratchet Annually Monthly 12 Years 06/22/06 100.00 0.75 100.00 Learn More ING USA Annuity and Life ING USA Annuity and Life ING Secure Index Fixed Interest Strategy (FIS) Fixed 7 Years 08/14/06 None None Learn More ING USA Annuity and Life ING Secure Index Guaranteed Index (GIS) (5) SP 500 Annual Ratchet Annually None 7 Years 08/14/06 100.00 None 6.00 Learn More ING USA Annuity and Life ING Secure Index Traditional Index (TIS) (5) SP 500 Annual Ratchet Annually None 7 Years 08/14/06 100.00 None 7.50 Learn More ING USA Annuity and Life ING Secure Index (100) Fixed Interest Strategy (FIS) (100) Fixed 7 Years 08/14/06 None None Learn More ING USA Annuity and Life ING Secure Index (100) Guaranteed Index (GIS) (100) SP 500 Annual Ratchet Annually None 7 Years 08/14/06 100.00 None 6.75 Learn More ING USA Annuity and Life ING Secure Index (100) Traditional Index (TIS) (100) SP 500 Annual Ratchet Annually None 7 Years 08/14/06 100.00 None 8.25 Learn More ING USA Annuity and Life ING Secure Index Five Fixed Fixed Annually 5 Years 08/14/06 None None Learn More ING USA Annuity and Life ING Secure Index Five Monthly Average Index SP 500 Annual Ratchet Annually Monthly 5 Years 08/14/06 100.00 1.10 100.00 Learn More ING USA Annuity and Life ING Secure Index Five Point-to-Point Cap Index SP 500 Annual Ratchet Annually None 5 Years 08/14/06 100.00 None 7.25 Learn More ING USA Annuity and Life ING Secure Index Five Point-to-Point Participation Index SP 500 Annual Ratchet Annually None 5 Years 08/14/06 50.00 None 100.00 Learn More ING USA Annuity and Life ING Secure Index Five (75) Fixed Fixed 5 Years 08/14/06 None None Learn More ING USA Annuity and Life ING Secure Index Five (75) Monthly Average Index SP 500 Annual Ratchet Annually Monthly 5 Years 08/14/06 100.00 0.60 100.00 Learn More ING USA Annuity and Life ING Secure Index Five (75) Point-to-Point Cap Index SP 500 Annual Ratchet Annually None 5 Years 08/14/06 100.00 None 8.00 Learn More ING USA Annuity and Life ING Secure Index Five (75) Point-to-Point Participation Index SP 500 Annual Ratchet Annually None 5 Years 08/14/06 55.00 None 100.00 Learn More ING USA Annuity and Life ING Secure Index Opportunities Plus Fixed Fixed Annually 10 Years 08/14/06 None None Learn More ING USA Annuity and Life ING Secure Index Opportunities Plus Monthly Averaging Index SP 500 Annual Ratchet Annually Monthly 10 Years 08/14/06 100.00 1.55 100.00 Learn More ING USA Annuity and Life ING Secure Index Opportunities Plus Point-to-Point Cap Index SP 500 Annual Ratchet Annually None 10 Years 08/14/06 100.00 None 6.00 Learn More ING USA Annuity and Life ING Secure Index Opportunities Plus Point-to-Point Participation Index SP 500 Annual Ratchet Annually None 10 Years 08/14/06 45.00 None 100.00 Learn More ING USA Annuity and Life ING Secure Index Opportunities Plus (75) Fixed Fixed Annually 10 Years 08/14/06 None None Learn More ING USA Annuity and Life ING Secure Index Opportunities Plus (75) Monthly Averaging Index SP 500 Annual Ratchet Annually Monthly 10 Years 08/14/06 100.00 1.05 100.00 Learn More ING USA Annuity and Life ING Secure Index Opportunities Plus (75) Point-to-Point Cap Index SP 500 Annual Ratchet Annually None 10 Years 08/14/06 100.00 None 6.75 Learn More ING USA Annuity and Life ING Secure Index Opportunities Plus (75) Point-to-Point Participation Index SP 500 Annual Ratchet Annually None 10 Years 08/14/06 50.00 None 100.00 Learn More ING USA Annuity and Life ING Secure Index Seven Fixed Fixed Annually 7 Years 08/14/06 None None Learn More ING USA Annuity and Life ING Secure Index Seven Monthly Average Index SP 500 Annual Ratchet Annually Monthly 7 Years 08/14/06 100.00 1.15 100.00 Learn More ING USA Annuity and Life ING Secure Index Seven Point-to-Point Cap Index SP 500 Annual Ratchet Annually None 7 Years 08/14/06 100.00 None 7.75 Learn More ING USA Annuity and Life ING Secure Index Seven Point-to-Point Participation Index SP 500 Annual Ratchet Annually None 7 Years 08/14/06 50.00 None 100.00 Learn More ING USA Annuity and Life ING Secure Index Seven (75) Fixed Fixed Annually 7 Years 08/14/06 None None Learn More ING USA Annuity and Life ING Secure Index Seven (75) Monthly Average Index SP 500 Annual Ratchet Annually Monthly 7 Years 08/14/06 100.00 0.55 100.00 Learn More ING USA Annuity and Life ING Secure Index Seven (75) Point-to-Point Cap Index SP 500 Annual Ratchet Annually None 7 Years 08/14/06 100.00 None 8.50 Learn More ING USA Annuity and Life ING Secure Index Seven (75) Point-to-Point Participation Index SP 500 Annual Ratchet Annually None 7 Years 08/14/06 55.00 None 100.00 Learn More ING USA Annuity and Life Selectra Multi Strategy Annual Reset Equity Index SP 500 Annual Ratchet Annually Monthly 10 Years 08/14/06 100.00 1.10 100.00 Learn More ING USA Annuity and Life Selectra Multi Strategy Fixed Fixed 10 Years 08/14/06 None None Learn More ING USA Annuity and Life Selectra Multi Strategy Total Return Quarterly Rate Fixed 10 Years 08/14/06 None 100.00 Learn More Jackson National Life Jackson National Life Elite Annual Reset 12-Year 12 Years SP 500 Annual Ratchet Annually Monthly 12 Years 07/21/06 100.00 None 14.00 Learn More Jackson National Life Elite Annual Reset 12-Year (250) 12-Year SP 500 Annual Ratchet Annually Monthly 12 Years 07/21/06 100.00 None 15.00 Learn More Jackson National Life Elite Annual Reset 5-Year 5 Year SP 500 Annual Ratchet Annually Monthly 5 Years 07/21/06 100.00 None 11.00 Learn More Jackson National Life Elite Annual Reset 5-Year (250) 5-Year SP 500 Annual Ratchet Annually Monthly 5 Years 07/21/06 100.00 None 12.00 Learn More Jackson National Life Elite Annual Reset 7-Year 7-Year SP 500 Annual Ratchet Annually Monthly 7 Years 07/21/06 100.00 None 12.00 Learn More Jackson National Life Elite Annual Reset 7-Year (250) 7-Year SP 500 Annual Ratchet Annually Monthly 7 Years 07/21/06 100.00 None 13.00 Learn More Jefferson Pilot Life Jefferson Pilot Life JPF I-66 2-Year Point to Point SP 500 Annual Ratchet Biennial None 6 Years 08/01/06 100.00 None 20.25 Learn More Jefferson Pilot Life JPF I-66 Fixed Fixed 6-Year 6 Years 08/01/06 None None Learn More Jefferson Pilot Life JPF I-66 Performance Triggered SP 500 Performance Triggered Annually None 6 Years 08/01/06 100.00 None None Learn More Jefferson Pilot Life JPF I-88 2-Year Point to Point SP 500 Annual Ratchet Biennial None 8 Years 08/01/06 100.00 None 20.50 Learn More Jefferson Pilot Life JPF I-88 Fixed Fixed 8-Year 8 Years 08/01/06 None None Learn More Jefferson Pilot Life JPF I-88 Performance Triggered SP 500 Performance Triggered Annually None 8 Years 08/01/06 100.00 None None Learn More Jefferson Pilot Life JPF OptiChoice 5 1-Year Monthly Average SP 500 Annual Ratchet Annually Monthly 5 Years 08/01/06 100.00 1.05 100.00 Learn More Jefferson Pilot Life JPF OptiChoice 5 1-Year Monthly Cap SP 500 Annual Ratchet Annually Monthly Sum 5 Years 08/01/06 100.00 None 2.80 Learn More Jefferson Pilot Life JPF OptiChoice 5 Fixed Fixed Annually 5 Years 08/01/06 None None Learn More Jefferson Pilot Life JPF OptiChoice 7 1-Year Monthly Average SP 500 Annual Ratchet Annually Monthly 7 Years 08/01/06 100.00 0.95 100.00 Learn More Jefferson Pilot Life JPF OptiChoice 7 1-Year Monthly Cap SP 500 Annual Ratchet Annually Monthly Sum 7 Years 08/01/06 100.00 None 2.90 Learn More Jefferson Pilot Life JPF OptiChoice 7 1-Year Point-to-Point SP 500 Annual Ratchet Annually None 7 Years 08/01/06 100.00 None 8.50 Learn More Jefferson Pilot Life JPF OptiChoice 7 Fixed Fixed Annually 7 Years 08/01/06 None None Learn More Jefferson Pilot Life JPF OptiChoice 9 1-Year Monthly Average SP 500 Annual Ratchet Annually Monthly 9 Years 08/01/06 100.00 0.85 100.00 Learn More Jefferson Pilot Life JPF OptiChoice 9 1-Year Monthly Cap SP 500 Annual Ratchet Annually Monthly Sum 9 Years 08/01/06 100.00 None 3.00 Learn More Jefferson Pilot Life JPF OptiChoice 9 1-Year Point-to-Point SP 500 Annual Ratchet Annually None 9 Years 08/01/06 100.00 None 8.75 Learn More Jefferson Pilot Life JPF OptiChoice 9 Fixed Fixed Annually 9 Years 08/01/06 None None Learn More Jefferson Pilot Life JPF OptiPoint 10 2-Year Monthly Cap SP 500 Annual Ratchet Biennial Monthly Sum 10 Years 08/01/06 100.00 None 4.00 Learn More Jefferson Pilot Life JPF OptiPoint 10 2-Year Point to Point SP 500 Annual Ratchet Biennial None 10 Years 08/01/06 100.00 None 17.50 Learn More Jefferson Pilot Life JPF OptiPoint 10 Fixed Fixed Annually 10 Years 08/01/06 None None Learn More Jefferson Pilot Life JPF OptiPoint 10 Performance Triggered SP 500 Performance Triggered Annually None 10 Years 08/01/06 100.00 None None Learn More Jefferson Pilot Life JPF OptiPoint 10-WA 2-Year Monthly Cap Indexed Account SP 500 Annual Ratchet Biennial Monthly Sum 10 Years 08/01/06 100.00 None 4.00 Learn More Jefferson Pilot Life JPF OptiPoint 10-WA 2-Year Point-to-Point Indexed Account SP 500 Annual Ratchet Biennial None 10 Years 08/01/06 100.00 None 17.50 Learn More Jefferson Pilot Life JPF OptiPoint 10-WA Fixed Fixed Annually 10 Years 08/01/06 None None Learn More Jefferson Pilot Life JPF OptiPoint 12 2-Year Monthly Cap SP 500 Annual Ratchet Biennial Monthly Sum 12 Years 08/01/06 100.00 None 4.00 Learn More Jefferson Pilot Life JPF OptiPoint 12 2-Year Point to Point SP 500 Annual Ratchet Biennial None 12 Years 08/01/06 100.00 None 17.50 Learn More Jefferson Pilot Life JPF OptiPoint 12 Fixed Fixed 12 Years 08/01/06 None None Learn More Jefferson Pilot Life JPF OptiPoint 12 Performance Triggered SP 500 Performance Triggered Annually None 12 Years 08/01/06 None None Learn More Jefferson Pilot Life JPF OptiPoint 8 2-Year Monthly Cap SP 500 Annual Ratchet Biennial Monthly Sum 8 Years 08/01/06 100.00 None 4.00 Learn More Jefferson Pilot Life JPF OptiPoint 8 2-Year Point to Point SP 500 Annual Ratchet Biennial None 8 Years 08/01/06 100.00 None 17.50 Learn More Jefferson Pilot Life JPF OptiPoint 8 Fixed Fixed 8 Years 08/01/06 None None Learn More Jefferson Pilot Life JPF OptiPoint 8 Performance Triggered SP 500 Performance Triggered Annually None 8 Years 08/01/06 100.00 None None Learn More Jefferson Pilot Life JPF Pro 13 2-Year Monthly Cap Indexed Account SP 500 Annual Ratchet Biennial Monthly Sum 13 Years 08/01/06 100.00 None 3.95 Learn More Jefferson Pilot Life JPF Pro 13 2-Year Point-to-Point Indexed Account SP 500 Annual Ratchet Biennial None 13 Years 08/01/06 100.00 None 17.25 Learn More Jefferson Pilot Life JPF Pro 13 Fixed Fixed Annually 13 Years 08/01/06 None None Learn More Jefferson Pilot Life JPF Pro 13 Performance Triggered Account SP 500 Performance Triggered Annually None 13 Years 08/01/06 100.00 None 100.00 Learn More Jefferson Pilot Life JPF Pro 7 2-Year Monthly Cap Indexed Account SP 500 Point to Point Biennial Monthly Sum 7 Years 08/01/06 100.00 None 3.95 Learn More Jefferson Pilot Life JPF Pro 7 2-Year Point-to-Point Indexed Account SP 500 Annual Ratchet Biennial None 7 Years 08/01/06 100.00 None 17.25 Learn More Jefferson Pilot Life JPF Pro 7 Fixed Fixed Annually 7 Years 08/01/06 None None Learn More Jefferson Pilot Life JPF Pro 7 Performance Triggered Account SP 500 Performance Triggered Annually None 7 Years 08/01/06 100.00 None 100.00 Learn More Lincoln Benefit Life Lincoln Benefit Life Savers Index I Account A SP 500 Annual Ratchet Annually None 7 Years 08/14/06 60.00 None 8.75 Learn More Lincoln Benefit Life Savers Index I Account B SP 500 Annual Ratchet Annually None 7 Years 08/14/06 100.00 None 7.75 Learn More Lincoln Benefit Life Savers Index I (100) Account A SP 500 Annual Ratchet Annually None 7 Years 08/14/06 60.00 None 9.25 Learn More Lincoln Benefit Life Savers Index I (100) Account B SP 500 Annual Ratchet Annually None 7 Years 08/14/06 100.00 None 8.25 Learn More Lincoln Benefit Life Savers Index III Account A SP 500 Annual Ratchet Annually None 10 Years 08/14/06 60.00 None 7.75 Learn More Lincoln Benefit Life Savers Index III Account B SP 500 Annual Ratchet Annually None 10 Years 08/14/06 100.00 None 6.75 Learn More Lincoln Benefit Life Savers Index III (100) Account A SP 500 Annual Ratchet Annually None 10 Years 08/14/06 60.00 None 8.25 Learn More Lincoln Benefit Life Savers Index III (100) Account B SP 500 Annual Ratchet Annually None 10 Years 08/14/06 100.00 None 7.25 Learn More Midland National Life Midland National Life Capstone 10 Dow Jones Annual Point-to-Point Dow Jones Annual Ratchet Annually None 10 Years 07/03/06 100.00 None 7.10 Learn More Midland National Life Capstone 10 Dow Jones Daily Average Dow Jones Annual Ratchet Annually Daily 10 Years 07/03/06 100.00 None 8.40 Learn More Midland National Life Capstone 10 Dow Jones EuroStoxx 50 Annual Point-to-Point DJ EuroStoxx 50 Annual Ratchet Annually None 10 Years 07/03/06 100.00 None 8.15 Learn More Midland National Life Capstone 10 Fixed Fixed Annually 10 Years 07/03/06 None None Learn More Midland National Life Capstone 10 Nasdaq-100 Annual Point-to-Point Nasdaq 100 Annual Ratchet Annually None 10 Years 07/03/06 100.00 None 6.70 Learn More Midland National Life Capstone 10 Russell 2000 Annual Point-to-Point Russell 2000 Annual Ratchet Annually None 10 Years 07/03/06 100.00 None 6.65 Learn More Midland National Life Capstone 10 Russell 2000 Daily Average Russell 2000 Annual Ratchet Annually Daily 10 Years 07/03/06 100.00 None 7.25 Learn More Midland National Life Capstone 10 S&P 400 Annual Point-to-Point SP 400 Annual Ratchet Annually None 10 Years 07/03/06 100.00 None 6.55 Learn More Midland National Life Capstone 10 S&P 400 Daily Average SP 400 Annual Ratchet Annually Daily 10 Years 07/03/06 100.00 None 7.30 Learn More Midland National Life Capstone 10 S&P 500 Annual Point-to-Point SP 500 Annual Ratchet Annually None 10 Years 07/03/06 100.00 None 6.85 Learn More Midland National Life Capstone 10 S&P 500 Daily Average SP 500 Annual Ratchet Annually Daily 10 Years 07/03/06 100.00 None 8.55 Learn More Midland National Life Capstone 10 S&P 500 Monthly Point-to-Point SP 500 Annual Ratchet Annually Monthly Sum 10 Years 07/03/06 100.00 None 2.85 Learn More Midland National Life Capstone 14 Dow Jones Annual Point-to-Point Dow Jones Annual Ratchet Annually None 14 Years 07/03/06 100.00 None 6.85 Learn More Midland National Life Capstone 14 Dow Jones Daily Average Dow Jones Annual Ratchet Annually Daily 14 Years 07/03/06 100.00 None 8.00 Learn More Midland National Life Capstone 14 Dow Jones EuroStoxx 50 Annual Point-to-Point DJ EuroStoxx 50 Annual Ratchet Annually None 14 Years 07/03/06 100.00 None 7.85 Learn More Midland National Life Capstone 14 Fixed Fixed Annually 14 Years 07/03/06 None None Learn More Midland National Life Capstone 14 Nasdaq-100 Annual Point-to-Point Nasdaq 100 Annual Ratchet Annually None 14 Years 07/03/06 100.00 None 6.70 Learn More Midland National Life Capstone 14 Russell 2000 Annual Point-to-Point Russell 2000 Annual Ratchet Annually None 14 Years 07/03/06 100.00 None 6.40 Learn More Midland National Life Capstone 14 Russell 2000 Daily Average Russell 2000 Annual Ratchet Annually Daily 14 Years 07/03/06 100.00 None 6.90 Learn More Midland National Life Capstone 14 S&P 400 Annual Point-to-Point SP 400 Annual Ratchet Annually None 14 Years 07/03/06 100.00 None 6.30 Learn More Midland National Life Capstone 14 S&P 400 Daily Average SP 400 Annual Ratchet Annually Daily 14 Years 07/03/06 100.00 None 6.90 Learn More Midland National Life Capstone 14 S&P 500 Annual Point-to-Point SP 500 Annual Ratchet Annually None 14 Years 07/03/06 100.00 None 6.60 Learn More Midland National Life Capstone 14 S&P 500 Daily Average SP 500 Annual Ratchet Annually Daily 14 Years 07/03/06 100.00 None 8.10 Learn More Midland National Life Capstone 14 S&P 500 Monthly Point-to-Point SP 500 Annual Ratchet Annually Daily 14 Years 07/03/06 100.00 None 2.75 Learn More Midland National Life Capstone 7 Dow Jones Annual Point-to-Point SP 500 Annual Ratchet Annually None 7 Years 07/03/06 100.00 None 7.85 Learn More Midland National Life Capstone 7 Dow Jones Daily Average SP 500 Annual Ratchet Annually Daily 7 Years 07/03/06 100.00 None 9.55 Learn More Midland National Life Capstone 7 Dow Jones EuroStoxx 50 Annual Point-to-Point SP 500 Annual Ratchet Annually None 7 Years 07/03/06 100.00 None 9.05 Learn More Midland National Life Capstone 7 Fixed Fixed Annually 7 Years 07/03/06 None None Learn More Midland National Life Capstone 7 Nasdaq-100 Annual Point-to-Point Nasdaq 100 Annual Ratchet Annually None 7 Years 07/03/06 100.00 None 7.40 Learn More Midland National Life Capstone 7 Russell 2000 Annual Point-to-Point SP 400 Annual Ratchet Annually None 7 Years 07/03/06 100.00 None 7.30 Learn More Midland National Life Capstone 7 Russell 2000 Daily Average SP 500 Annual Ratchet Annually Daily 7 Years 07/03/06 100.00 None 8.00 Learn More Midland National Life Capstone 7 S&P 400 Annual Point-to-Point SP 400 Annual Ratchet Annually None 7 Years 07/03/06 100.00 None 7.25 Learn More Midland National Life Capstone 7 S&P 400 Daily Average SP 400 Annual Ratchet Annually Daily 7 Years 07/03/06 100.00 None 8.25 Learn More Midland National Life Capstone 7 S&P 500 Annual Point-to-Point SP 500 Annual Ratchet Annually None 7 Years 07/03/06 100.00 None 7.60 Learn More Midland National Life Capstone 7 S&P 500 Daily Average SP 500 Annual Ratchet Annually Daily 7 Years 07/03/06 100.00 None 9.65 Learn More Midland National Life Capstone 7 S&P 500 Monthly Point-to-Point SP 500 Annual Ratchet Annually Monthly Sum 7 Years 07/03/06 100.00 None 3.10 Learn More Midland National Life Innovator Choice 10 Dow Jones Annual Point-to-Point Dow Jones Annual Ratchet Annually None 10 Years 07/03/06 100.00 None 7.00 Learn More Midland National Life Innovator Choice 10 Dow Jones Daily Average Dow Jones Annual Ratchet Annually Daily 10 Years 07/03/06 100.00 2.55 100.00 Learn More Midland National Life Innovator Choice 10 Dow Jones EuroStoxx 50 Annual Point-to-Point DJ EuroStoxx 50 Annual Ratchet Annually None 10 Years 07/03/06 100.00 None 7.00 Learn More Midland National Life Innovator Choice 10 Fixed Fixed Annually 10 Years 07/03/06 None None Learn More Midland National Life Innovator Choice 10 Nasdaq-100 Annual Point-to-Point Nasdaq 100 Annual Ratchet Annually None 10 Years 07/03/06 100.00 2.10 7.00 Learn More Midland National Life Innovator Choice 10 Russell 2000 Annual Point-to-Point Russell 2000 Annual Ratchet Annually None 10 Years 07/03/06 100.00 3.45 7.00 Learn More Midland National Life Innovator Choice 10 Russell 2000 Daily Average Russell 2000 Annual Ratchet Annually Daily 10 Years 07/03/06 100.00 6.65 100.00 Learn More Midland National Life Innovator Choice 10 S&P 400 Annual Point-to-Point SP 400 Annual Ratchet Annually None 10 Years 07/03/06 100.00 2.50 7.00 Learn More Midland National Life Innovator Choice 10 S&P 400 Daily Average SP 400 Annual Ratchet Annually Daily 9 Years 07/03/06 100.00 4.25 100.00 Learn More Midland National Life Innovator Choice 10 S&P 500 Annual Point-to-Point SP 500 Annual Ratchet Annually None 10 Years 07/03/06 100.00 None 6.50 Learn More Midland National Life Innovator Choice 10 S&P 500 Daily Average SP 500 Annual Ratchet Annually Daily 10 Years 07/03/06 100.00 2.15 100.00 Learn More Midland National Life Innovator Choice 10 S&P 500 Monthly Point-to-Point Cap SP 500 Annual Ratchet Annually Monthly Sum 10 Years 07/03/06 100.00 None 2.85 Learn More Midland National Life Innovator Choice 14 Dow Jones Annual Point-to-Point Dow Jones Annual Ratchet Annually None 14 Years 07/03/06 100.00 1.10 7.00 Learn More Midland National Life Innovator Choice 14 Dow Jones Daily Average Dow Jones Annual Ratchet Annually Daily 14 Years 07/03/06 100.00 2.75 100.00 Learn More Midland National Life Innovator Choice 14 Dow Jones EuroStoxx 50 DJ EuroStoxx 50 Annual Ratchet Annually None 14 Years 07/03/06 100.00 None 7.00 Learn More Midland National Life Innovator Choice 14 Fixed Fixed Annually 14 Years 07/03/06 None None Learn More Midland National Life Innovator Choice 14 Nasdaq-100 Annual Point-to-Point Nasdaq 100 Annual Ratchet Annually None 14 Years 07/03/06 100.00 3.40 7.00 Learn More Midland National Life Innovator Choice 14 Russell 2000 Annual Point-to-Point Russell 2000 Annual Ratchet Annually None 14 Years 07/03/06 100.00 5.20 7.00 Learn More Midland National Life Innovator Choice 14 Russell 2000 Daily Average Russell 2000 Annual Ratchet Annually Daily 14 Years 07/03/06 100.00 6.70 100.00 Learn More Midland National Life Innovator Choice 14 S&P 400 Annual Point-to-Point SP 400 Annual Ratchet Annually None 14 Years 07/03/06 100.00 3.60 7.00 Learn More Midland National Life Innovator Choice 14 S&P 400 Daily Average SP 400 Annual Ratchet Annually Daily 14 Years 07/03/06 100.00 4.50 100.00 Learn More Midland National Life Innovator Choice 14 S&P 500 Annual Point-to-Point SP 500 Annual Ratchet Annually None 14 Years 07/03/06 100.00 1.50 7.00 Learn More Midland National Life Innovator Choice 14 S&P 500 Daily Average SP 500 Annual Ratchet Annually Daily 14 Years 07/03/06 100.00 2.40 100.00 Learn More Midland National Life Innovator Choice 14 S&P 500 Monthly Point-to-Point Cap SP 500 Annual Ratchet Annually Monthly Sum 14 Years 07/03/06 100.00 None 2.75 Learn More Midland National Life Innovator Choice 7 Dow Jones Annual Daily Average Dow Jones Annual Ratchet Annually Daily 7 Years 07/03/06 100.00 1.85 100.00 Learn More Midland National Life Innovator Choice 7 Dow Jones Annual Point-to-Point Dow Jones Annual Ratchet Annually None 7 Years 07/03/06 100.00 None 7.00 Learn More Midland National Life Innovator Choice 7 Dow Jones EuroStoxx 50 DJ EuroStoxx 50 Annual Ratchet Annually None 7 Years 07/03/06 100.00 None 7.00 Learn More Midland National Life Innovator Choice 7 Fixed Fixed Annually 7 Years 07/03/06 None None Learn More Midland National Life Innovator Choice 7 Nasdaq-100 Annual Point-to-Point Nasdaq 100 Annual Ratchet Annually None 7 Years 07/03/06 100.00 None 7.00 Learn More Midland National Life Innovator Choice 7 Russell 2000 Annual Point-to-Point Russell 2000 Annual Ratchet Annually None 7 Years 07/03/06 100.00 None 7.00 Learn More Midland National Life Innovator Choice 7 Russell 2000 Daily Average Russell 2000 Annual Ratchet Annually Daily 7 Years 07/03/06 10.00 6.00 100.00 Learn More Midland National Life Innovator Choice 7 S&P 400 Annual Point-to-Point SP 400 Annual Ratchet Annually None 7 Years 07/03/06 100.00 None 7.00 Learn More Midland National Life Innovator Choice 7 S&P 400 Daily Average SP 400 Annual Ratchet Annually Daily 7 Years 07/03/06 100.00 3.60 100.00 Learn More Midland National Life Innovator Choice 7 S&P 500 Annual Daily Average SP 500 Annual Ratchet Annually Daily 7 Years 07/03/06 100.00 1.45 100.00 Learn More Midland National Life Innovator Choice 7 S&P 500 Annual Point-to-Point SP 500 Annual Ratchet Annually None 7 Years 07/03/06 100.00 None 7.00 Learn More Midland National Life Innovator Choice 7 S&P 500 Monthly Point-to-Point Cap SP 500 Annual Ratchet Annually Monthly Sum 7 Years 07/03/06 100.00 None 3.10 Learn More Midland National Life Legacy Bonus 11 Dow Jones DA Dow Jones Annual Ratchet Annually Daily 14 Years 07/03/06 100.00 2.10 100.00 Learn More Midland National Life Legacy Bonus 11 Dow Jones PP Dow Jones Point to Point Annually None 14 Years 07/03/06 100.00 2.05 10.00 Learn More Midland National Life Legacy Bonus 11 Fixed Fixed 14 Years 07/03/06 None None Learn More Midland National Life Legacy Bonus 11 Nasdaq 100 PP Nasdaq 100 Point to Point Annually None 14 Years 07/03/06 100.00 2.50 10.00 Learn More Midland National Life Legacy Bonus 11 Russell 2000 DA Russell 2000 Annual Ratchet Annually Daily 14 Years 07/03/06 100.00 6.20 100.00 Learn More Midland National Life Legacy Bonus 11 Russell 2000 PP Russell 2000 Point to Point Annually None 14 Years 07/03/06 100.00 2.75 10.00 Learn More Midland National Life Legacy Bonus 11 SP 400 DA SP 400 Annual Ratchet Annually Daily 14 Years 07/03/06 100.00 3.00 100.00 Learn More Midland National Life Legacy Bonus 11 SP 400 PP SP 400 Annual Ratchet Annually None 14 Years 07/03/06 100.00 2.60 10.00 Learn More Midland National Life Legacy Bonus 11 SP 500 DA SP 500 Annual Ratchet Annually Daily 14 Years 07/03/06 100.00 1.70 100.00 Learn More Midland National Life Legacy Bonus 11 SP 500 PP SP 500 Point to Point Annually None 14 Years 07/03/06 100.00 2.10 10.00 Learn More Midland National Life Legacy Bonus Five DJIA Daily Average Dow Jones Annual Ratchet Annually Daily 14 Years 07/03/06 100.00 0.70 100.00 Learn More Midland National Life Legacy Bonus Five DJIA Point-to-Point Dow Jones Point to Point Annually None 14 Years 07/03/06 100.00 0.75 10.00 Learn More Midland National Life Legacy Bonus Five Fixed Fixed Annually 14 Years 07/03/06 None None Learn More Midland National Life Legacy Bonus Five Nasdaq-100 Point-to-Point Nasdaq 100 Point to Point Annually None 14 Years 07/03/06 100.00 1.30 10.00 Learn More Midland National Life Legacy Bonus Five Russell 2000 Daily Average Russell 2000 Point to Point Annually None 14 Years 07/03/06 100.00 4.85 100.00 Learn More Midland National Life Legacy Bonus Five Russell 2000 Point-to-Point Russell 2000 Annual Ratchet Annually Daily 14 Years 07/03/06 100.00 1.45 10.00 Learn More Midland National Life Legacy Bonus Five SP 400 Daily Average SP 400 Annual Ratchet Annually Daily 14 Years 07/03/06 100.00 2.55 100.00 Learn More Midland National Life Legacy Bonus Five SP 400 Point-to-Point SP 400 Point to Point Annually None 14 Years 07/03/06 100.00 1.40 10.00 Learn More Midland National Life Legacy Bonus Five SP 500 Daily Average SP 500 Annual Ratchet Annually Daily 14 Years 07/03/06 100.00 0.30 100.00 Learn More Midland National Life Legacy Bonus Five SP 500 Point-to-Point SP 500 Point to Point Annually None 14 Years 07/03/06 100.00 0.85 10.00 Learn More Midland National Life Legacy Select Dow Jones Daily Average Dow Jones Annual Ratchet Annually Daily 10 Years 07/03/06 80.00 None 25.00 Learn More Midland National Life Legacy Select Dow Jones Point-to-Point Dow Jones Point to Point Annually None 10 Years 07/03/06 80.00 None 10.00 Learn More Midland National Life Legacy Select Fixed Fixed Annually 10 Years 07/03/06 None None Learn More Midland National Life Legacy Select Nasdaq 100 Point-to-Point Nasdaq 100 Point to Point Annually None 10 Years 07/03/06 75.00 None 10.00 Learn More Midland National Life Legacy Select Russell 2000 Daily Average Russell 2000 Annual Ratchet Annually Daily 10 Years 07/03/06 55.00 None 25.00 Learn More Midland National Life Legacy Select Russell 2000 Point-to-Point Russell 2000 Point to Point Annually None 10 Years 07/03/06 75.00 None 10.00 Learn More Midland National Life Legacy Select SP 400 Daily Average SP 400 Annual Ratchet Annually Daily 10 Years 07/03/06 70.00 None 25.00 Learn More Midland National Life Legacy Select SP 400 Point-to-Point SP 400 Point to Point Annually None 10 Years 07/03/06 75.00 None 10.00 Learn More Midland National Life Legacy Select SP 500 Daily Average SP 500 Annual Ratchet Annually Daily 10 Years 07/03/06 85.00 None 25.00 Learn More Midland National Life Legacy Select SP 500 Point-to-Point SP 500 Point to Point Annually None 10 Years 07/03/06 80.00 None 10.00 Learn More Midland National Life MNL MainStreet Four DJ Exro STOXX 50 Annual Point-to-Point DJ EuroStoxx 50 Annual Ratchet Annually None 4 Years 07/03/06 100.00 None 10.35 Learn More Midland National Life MNL MainStreet Four Dow Jones Annual Point-to-Point Dow Jones Annual Ratchet Annually None 4 Years 07/03/06 100.00 None 8.90 Learn More Midland National Life MNL MainStreet Four Fixed Fixed Annually 4 Years 07/03/06 None None Learn More Midland National Life MNL MainStreet Four Nasdaq-100 Annual Point-to-Point Nasdaq 100 Annual Ratchet Annually None 4 Years 07/03/06 100.00 None 8.35 Learn More Midland National Life MNL MainStreet Four Russell 2000 Annual Point-to-Point Russell 2000 Annual Ratchet Annually None 4 Years 07/03/06 100.00 None 8.25 Learn More Midland National Life MNL MainStreet Four S&P 400 Annual Point-to-Point SP 400 Annual Ratchet Annually None 0 Years 07/03/06 100.00 None 8.20 Learn More Midland National Life MNL MainStreet Four S&P 500 Annual Point-to-Point SP 500 Annual Ratchet Annually None 4 Years 07/03/06 100.00 None 8.70 Learn More Midland National Life Prosperity Choice 10 Dow Jones Annual Daily Average Dow Jones Annual Ratchet Annually Daily 10 Years 07/03/06 70.00 None 100.00 Learn More Midland National Life Prosperity Choice 10 Dow Jones Annual Point-to-Point Dow Jones Annual Ratchet Annually None 10 Years 07/03/06 100.00 None 7.00 Learn More Midland National Life Prosperity Choice 10 Dow Jones EuroStoxx 50 Annual Point-to-Point DJ EuroStoxx 50 Annual Ratchet Annually None 10 Years 07/03/06 100.00 None 7.00 Learn More Midland National Life Prosperity Choice 10 Fixed Fixed Annually 10 Years 07/03/06 None None Learn More Midland National Life Prosperity Choice 10 Nasdaq-100 Annual Point-to-Point Nasdaq 100 Annual Ratchet Annually None 10 Years 07/03/06 65.00 None 7.00 Learn More Midland National Life Prosperity Choice 10 Russell 2000 Annual Daily Average Russell 2000 Annual Ratchet Annually Daily 10 Years 07/03/06 50.00 None 100.00 Learn More Midland National Life Prosperity Choice 10 Russell 2000 Annual Point-to-Point Russell 2000 Annual Ratchet Annually None 10 Years 07/03/06 65.00 7.00 7.00 Learn More Midland National Life Prosperity Choice 10 S&P 400 Annual Daily Average SP 400 Annual Ratchet Annually Daily 10 Years 07/03/06 60.00 None 100.00 Learn More Midland National Life Prosperity Choice 10 S&P 400 Annual Point-to-Point SP 400 Annual Ratchet Annually None 10 Years 07/03/06 65.00 None 7.00 Learn More Midland National Life Prosperity Choice 10 S&P 500 Annual Daily Average SP 500 Annual Ratchet Annually Daily 10 Years 07/03/06 75.00 None 100.00 Learn More Midland National Life Prosperity Choice 10 S&P 500 Annual Point-to-Point SP 500 Annual Ratchet Annually None 10 Years 07/03/06 85.00 None 7.00 Learn More Midland National Life Prosperity Choice 10 S&P 500 Monthly Point-to-Point SP 500 Annual Ratchet Annually Monthly Sum 10 Years 07/03/06 100.00 None 2.85 Learn More Midland National Life Prosperity Choice 14 Dow Jones Annual Daily Average Dow Jones Annual Ratchet Annually Daily 14 Years 07/03/06 70.00 None 100.00 Learn More Midland National Life Prosperity Choice 14 Dow Jones Annual Point-to-Point Dow Jones Annual Ratchet Annually None 14 Years 07/03/06 100.00 None 7.00 Learn More Midland National Life Prosperity Choice 14 Dow Jones EuroStoxx 50 Annual Point-to-Point DJ EuroStoxx 50 Annual Ratchet Annually None 14 Years 07/03/06 100.00 None 7.00 Learn More Midland National Life Prosperity Choice 14 Fixed Fixed Annually 14 Years 07/03/06 None None Learn More Midland National Life Prosperity Choice 14 Nasdaq-100 Annual Point-to-Point Nasdaq 100 Annual Ratchet Annually None 14 Years 07/03/06 60.00 None 7.00 Learn More Midland National Life Prosperity Choice 14 Russell 2000 Annual Daily Average Russell 2000 Annual Ratchet Annually Daily 14 Years 07/03/06 50.00 None 100.00 Learn More Midland National Life Prosperity Choice 14 Russell 2000 Annual Point-to-Point Russell 2000 Annual Ratchet Annually None 14 Years 07/03/06 55.00 None 7.00 Learn More Midland National Life Prosperity Choice 14 S&P 400 Annual Daily Average SP 400 Annual Ratchet Annually Daily 14 Years 07/03/06 60.00 None 100.00 Learn More Midland National Life Prosperity Choice 14 S&P 400 Annual Point-to-Point SP 400 Annual Ratchet Annually None 14 Years 07/03/06 55.00 None 7.00 Learn More Midland National Life Prosperity Choice 14 S&P 500 Annual Daily Average SP 500 Annual Ratchet Annually Daily 14 Years 07/03/06 75.00 None 100.00 Learn More Midland National Life Prosperity Choice 14 S&P 500 Annual Point-to-Point SP 500 Annual Ratchet Annually None 14 Years 07/03/06 70.00 None 7.00 Learn More Midland National Life Prosperity Choice 14 S&P 500 Monthly Point-to-Point SP 500 Annual Ratchet Annually Monthly Sum 14 Years 07/03/06 100.00 None 2.75 Learn More Midland National Life Prosperity Choice 7 Dow Jones Annual Daily Average Dow Jones Annual Ratchet Annually Daily 7 Years 07/03/06 80.00 None 100.00 Learn More Midland National Life Prosperity Choice 7 Dow Jones Annual Point-to-Point Dow Jones Annual Ratchet Annually None 7 Years 07/03/06 100.00 None 7.00 Learn More Midland National Life Prosperity Choice 7 Dow Jones EuroStoxx 50 Annual Point-to-Point DJ EuroStoxx 50 Annual Ratchet Annually None 7 Years 07/03/06 100.00 None 7.00 Learn More Midland National Life Prosperity Choice 7 Fixed Fixed Annually 7 Years 07/03/06 None None Learn More Midland National Life Prosperity Choice 7 Nasdaq-100 Annual Point-to-Point Nasdaq 100 Annual Ratchet Annually None 7 Years 07/03/06 100.00 None 7.00 Learn More Midland National Life Prosperity Choice 7 Russell 2000 Annual Daily Average Russell 2000 Annual Ratchet Annually Daily 7 Years 07/03/06 55.00 None 100.00 Learn More Midland National Life Prosperity Choice 7 Russell 2000 Annual Point-to-Point Russell 2000 Annual Ratchet Annually None 7 Years 07/03/06 100.00 None 7.00 Learn More Midland National Life Prosperity Choice 7 S&P 400 Annual Daily Average SP 400 Annual Ratchet Annually Daily 7 Years 07/03/06 65.00 None 100.00 Learn More Midland National Life Prosperity Choice 7 S&P 400 Annual Point-to-Point SP 400 Annual Ratchet Annually None 7 Years 07/03/06 100.00 None 7.00 Learn More Midland National Life Prosperity Choice 7 S&P 500 Annual Daily Average SP 500 Annual Ratchet Annually Daily 7 Years 07/03/06 85.00 None 100.00 Learn More Midland National Life Prosperity Choice 7 S&P 500 Annual Point-to-Point SP 500 Annual Ratchet Annually None 7 Years 07/03/06 100.00 None 7.00 Learn More Midland National Life Prosperity Choice 7 S&P 500 Monthly Point-to-Point SP 500 Annual Ratchet Annually Monthly Sum 7 Years 07/03/06 100.00 None 3.10 Learn More Midland National Life Veridian Dow Jones Annual Point-to-Point Dow Jones Annual Ratchet Annually None 10 Years 07/03/06 100.00 1.35 10.00 Learn More Midland National Life Veridian Dow Jones Daily Average Dow Jones Annual Ratchet Annually Monthly 10 Years 07/03/06 100.00 1.35 100.00 Learn More Midland National Life Veridian Fixed Fixed Annually 10 Years 07/03/06 None None Learn More Midland National Life Veridian Nasdaq-100 Annual Point-to-Point Nasdaq 100 Annual Ratchet Annually None 10 Years 07/03/06 100.00 1.90 10.00 Learn More Midland National Life Veridian Russell 2000 Annual Point-to-Point Russell 2000 Annual Ratchet Annually None 10 Years 07/03/06 100.00 2.10 10.00 Learn More Midland National Life Veridian Russell 2000 Daily Average Russell 2000 Annual Ratchet Annually Daily 10 Years 07/03/06 100.00 5.50 100.00 Learn More Midland National Life Veridian S&P 400 Annual Point-to-Point SP 400 Annual Ratchet Annually None 10 Years 07/03/06 100.00 1.90 10.00 Learn More Midland National Life Veridian S&P 400 Daily Average SP 400 Annual Ratchet Annually Daily 10 Years 07/03/06 100.00 3.15 100.00 Learn More Midland National Life Veridian S&P 500 Annual Point-to-Point SP 500 Annual Ratchet Annually None 10 Years 07/03/06 100.00 1.40 10.00 Learn More Midland National Life Veridian S&P 500 Daily Average SP 500 Annual Ratchet Annually Daily 10 Years 07/03/06 100.00 0.95 100.00 Learn More Midland National Life Veridian S&P 500 Monthly Point-to-Point SP 500 Annual Ratchet Annually Monthly Sum 10 Years 07/03/06 100.00 None 3.35 Learn More Midland National Life Veridian 7 DJIA Annual Point-toPoint Dow Jones Annual Ratchet Annually None 7 Years 07/03/06 80.00 None 10.00 Learn More Midland National Life Veridian 7 DJIA Daily Average Dow Jones Annual Ratchet Annually Daily 7 Years 07/03/06 80.00 None 100.00 Learn More Midland National Life Veridian 7 Fixed Fixed Annually 7 Years 07/03/06 None None Learn More Midland National Life Veridian 7 Nasdaq-100 Annual Point-to-Point Nasdaq 100 Annual Ratchet Annually None 7 Years 07/03/06 75.00 None 10.00 Learn More Midland National Life Veridian 7 Russell 2000 Annual Point-to-Point Russell 2000 Annual Ratchet Annually None 7 Years 07/03/06 75.00 None 10.00 Learn More Midland National Life Veridian 7 Russell 2000 Daily Average Nasdaq 100 Annual Ratchet Annually Daily 7 Years 07/03/06 55.00 None 100.00 Learn More Midland National Life Veridian 7 S&P 400 Annual Point-to-Point SP 400 Annual Ratchet Annually None 7 Years 07/03/06 75.00 None 10.00 Learn More Midland National Life Veridian 7 S&P 400 Daily Average SP 400 Annual Ratchet Annually Daily 7 Years 07/03/06 65.00 None 100.00 Learn More Midland National Life Veridian 7 S&P 500 Annual Point-to-Point SP 500 Annual Ratchet Annually None 7 Years 07/03/06 80.00 None 10.00 Learn More Midland National Life Veridian 7 S&P 500 Daily Average SP 500 Annual Ratchet Annually Daily 7 Years 07/03/06 85.00 None 100.00 Learn More Midland National Life Veridian 7 S&P 500 Monthly Point-to-Point SP 500 Annual Ratchet Annually Monthly Sum 7 Years 07/03/06 100.00 None 3.15 Learn More Midland National Life Veridian Bonus 10 Dow Jones Annual Point-to-Point Dow Jones Annual Ratchet Annually None 14 Years 07/03/06 65.00 None 10.00 Learn More Midland National Life Veridian Bonus 10 Dow Jones Daily Average Dow Jones Annual Ratchet Annually Daily 14 Years 07/03/06 65.00 None 100.00 Learn More Midland National Life Veridian Bonus 10 Fixed Fixed Annually 14 Years 07/03/06 None None Learn More Midland National Life Veridian Bonus 10 Nasdaq-100 Annual Point-to-Point Nasdaq 100 Annual Ratchet Annually None 14 Years 07/03/06 65.00 None 10.00 Learn More Midland National Life Veridian Bonus 10 Russell 2000 Daily Average Russell 2000 Annual Ratchet Annually Daily 14 Years 07/03/06 45.00 None 100.00 Learn More Midland National Life Veridian Bonus 10 Russell 2000 Point-to-Point Russell 2000 Annual Ratchet Annually None 14 Years 07/03/06 60.00 None 10.00 Learn More Midland National Life Veridian Bonus 10 S&P 400 Annual Point-to-Point SP 400 Annual Ratchet Annually None 14 Years 07/03/06 60.00 None 10.00 Learn More Midland National Life Veridian Bonus 10 S&P 500 Annual Point-to-Point SP 500 Annual Ratchet Annually None 14 Years 07/03/06 65.00 None 10.00 Learn More Midland National Life Veridian Bonus 10 S&P 500 Daily Average SP 500 Annual Ratchet Annually Daily 14 Years 07/03/06 70.00 None 100.00 Learn More Midland National Life Veridian Bonus 10 S&P 500 Monthly Point-to-Point SP 500 Annual Ratchet Annually Monthly Sum 14 Years 07/03/06 100.00 None 2.65 Learn More Midland National Life Veridian Plus Dow Jones Annual Point-to-Point Dow Jones Annual Ratchet Annually None 14 Years 07/03/06 100.00 2.95 10.00 Learn More Midland National Life Veridian Plus Dow Jones Daily Average Dow Jones Annual Ratchet Annually Daily 14 Years 07/03/06 100.00 3.10 100.00 Learn More Midland National Life Veridian Plus Fixed Fixed Annually 14 Years 07/03/06 None None Learn More Midland National Life Veridian Plus Nasdaq-100 Annual Point-to-Point Nasdaq 100 Annual Ratchet Annually None 14 Years 07/03/06 100.00 3.45 10.00 Learn More Midland National Life Veridian Plus Russell 2000 Annual Point-to-Point Russell 2000 Annual Ratchet Annually None 14 Years 07/03/06 100.00 3.65 10.00 Learn More Midland National Life Veridian Plus Russell 2000 Daily Average Russell 2000 Annual Ratchet Annually Daily 14 Years 07/03/06 100.00 7.20 100.00 Learn More Midland National Life Veridian Plus S&P 400 Annual Point-to-Point SP 400 Annual Ratchet Annually None 14 Years 07/03/06 100.00 3.50 10.00 Learn More Midland National Life Veridian Plus S&P 400 Daily Average SP 400 Annual Ratchet Annually Daily 14 Years 07/03/06 100.00 4.75 100.00 Learn More Midland National Life Veridian Plus S&P 500 Annual Point-to-Point SP 500 Annual Ratchet Annually None 14 Years 07/03/06 100.00 2.95 10.00 Learn More Midland National Life Veridian Plus S&P 500 Daily Average SP 500 Annual Ratchet Annually Daily 14 Years 07/03/06 100.00 2.70 100.00 Learn More Midland National Life Veridian Plus S&P 500 Monthly Point-to-Point SP 500 Annual Ratchet Annually Monthly Sum 14 Years 07/03/06 100.00 None 2.65 Learn More Midland National Life Veridian Power 10 Dow Jones Annual Point-to-Point Dow Jones Annual Ratchet Annually None 14 Years 07/03/06 100.00 None 6.70 Learn More Midland National Life Veridian Power 10 Dow Jones Daily Average Dow Jones Annual Ratchet Annually Daily 14 Years 07/03/06 100.00 None 7.75 Learn More Midland National Life Veridian Power 10 Fixed Fixed Annually 14 Years 07/03/06 None None Learn More Midland National Life Veridian Power 10 NASDAQ-100 Annual Point-to-Point Nasdaq 100 Annual Ratchet Annually None 14 Years 07/03/06 100.00 None 6.35 Learn More Midland National Life Veridian Power 10 Russell 2000 Annual Point-to-Point Russell 2000 Annual Ratchet Annually None 14 Years 07/03/06 100.00 None 6.60 Learn More Midland National Life Veridian Power 10 Russell 2000 Daily Average Russell 2000 Annual Ratchet Annually Daily 14 Years 07/03/06 100.00 None 6.80 Learn More Midland National Life Veridian Power 10 S&P 400 Annual Point-to-Point SP 400 Annual Ratchet Annually None 14 Years 07/03/06 100.00 None 6.20 Learn More Midland National Life Veridian Power 10 S&P 400 Daily Average SP 400 Annual Ratchet Annually Daily 14 Years 07/03/06 100.00 None 6.75 Learn More Midland National Life Veridian Power 10 S&P 500 Annual Point-to-Point SP 500 Annual Ratchet Annually None 14 Years 07/03/06 100.00 None 6.45 Learn More Midland National Life Veridian Power 10 S&P 500 Daily Average SP 500 Annual Ratchet Annually Daily 14 Years 07/03/06 100.00 None 7.95 Learn More Midland National Life Veridian Power 10 S&P 500 Monthly Point-to-Point SP 500 Annual Ratchet Annually Monthly Sum 14 Years 07/03/06 100.00 None 2.65 Learn More Midland National Life Veridian Power 5 Dow Jones Annual Point-to-Point Dow Jones Annual Ratchet Annually None 10 Years 07/03/06 100.00 None 7.05 Learn More Midland National Life Veridian Power 5 Dow Jones Daily Average Dow Jones Annual Ratchet Annually Daily 10 Years 07/03/06 100.00 None 8.35 Learn More Midland National Life Veridian Power 5 Fixed Fixed Annually 10 Years 07/03/06 None None Learn More Midland National Life Veridian Power 5 Nasdaq-100 Nasdaq 100 Annual Ratchet Annually None 10 Years 07/03/06 100.00 None 6.70 Learn More Midland National Life Veridian Power 5 Russell 2000 Daily Average Russell 2000 Annual Ratchet Annually Daily 10 Years 07/03/06 100.00 None 7.20 Learn More Midland National Life Veridian Power 5 Russell 2000 Point to Point Russell 2000 Annual Ratchet Annually None 10 Years 07/03/06 100.00 None 6.60 Learn More Midland National Life Veridian Power 5 S&P 400 Annual Point-to-Point SP 400 Annual Ratchet Annually None 10 Years 07/03/06 100.00 None 6.55 Learn More Midland National Life Veridian Power 5 S&P 400 Daily Average SP 400 Annual Ratchet Annually Daily 10 Years 07/03/06 100.00 None 7.25 Learn More Midland National Life Veridian Power 5 S&P 500 Annual Point-to-Point SP 500 Annual Ratchet Annually None 10 Years 07/03/06 100.00 None 6.85 Learn More Midland National Life Veridian Power 5 S&P 500 Daily Average SP 500 Annual Ratchet Annually Daily 10 Years 07/03/06 100.00 None 8.50 Learn More Midland National Life Veridian Power 5 S&P 500 Monthly Point-to-Point SP 500 Annual Ratchet Annually None 10 Years 07/03/06 100.00 None 2.85 Learn More Midland National Life Veridian Power Seven Dow Jones Annual Point-to-Point Dow Jones Annual Ratchet Annually None 7 Years 07/03/06 100.00 None 7.90 Learn More Midland National Life Veridian Power Seven Dow Jones Daily Average Dow Jones Annual Ratchet Annually Monthly 7 Years 07/03/06 100.00 None 9.65 Learn More Midland National Life Veridian Power Seven Fixed Fixed Annually 7 Years 07/03/06 None None Learn More Midland National Life Veridian Power Seven NASDAQ-100 Annual Point-to-Point Nasdaq 100 Annual Ratchet Annually None 7 Years 07/03/06 100.00 None 7.45 Learn More Midland National Life Veridian Power Seven Russell 2000 Annual Point-to-Point Russell 2000 Annual Ratchet Annually None 7 Years 07/03/06 100.00 None 7.30 Learn More Midland National Life Veridian Power Seven Russell 2000 Daily Average Russell 2000 Annual Ratchet Annually Monthly 7 Years 07/03/06 100.00 None 8.10 Learn More Midland National Life Veridian Power Seven S&P 400 Annual Point-to-Point SP 400 Annual Ratchet Annually None 7 Years 07/03/06 100.00 None 7.30 Learn More Midland National Life Veridian Power Seven S&P 400 Daily Average SP 400 Annual Ratchet Annually Monthly 7 Years 07/03/06 100.00 None 8.30 Learn More Midland National Life Veridian Power Seven S&P 500 Annual Point-to-Point SP 500 Annual Ratchet Annually None 7 Years 07/03/06 100.00 None 7.70 Learn More Midland National Life Veridian Power Seven S&P 500 Daily Average SP 500 Annual Ratchet Annually Daily 7 Years 07/03/06 100.00 None 9.75 Learn More Midland National Life Veridian Power Seven S&P 500 Monthly Point-to-Point SP 500 Annual Ratchet Annually Monthly Sum 7 Years 07/03/06 100.00 None 3.15 Learn More Midland National Life Veridian Select Dow Jones Annual Point-to-Point Dow Jones Annual Ratchet Annually None 10 Years 07/03/06 70.00 None 10.00 Learn More Midland National Life Veridian Select Dow Jones Daily Average Dow Jones Annual Ratchet Annually Daily 10 Years 07/03/06 70.00 None 100.00 Learn More Midland National Life Veridian Select Fixed Fixed Annually 10 Years 07/03/06 None None Learn More Midland National Life Veridian Select Nasdaq-100 Annual Point-to-Point Nasdaq 100 Annual Ratchet Annually None 10 Years 07/03/06 70.00 None 10.00 Learn More Midland National Life Veridian Select Russell 2000 Annual Point-to-Point Russell 2000 Annual Ratchet Annually None 10 Years 07/03/06 65.00 None 10.00 Learn More Midland National Life Veridian Select Russell 2000 Daily Average Russell 2000 Annual Ratchet Annually Daily 10 Years 07/03/06 50.00 None 100.00 Learn More Midland National Life Veridian Select S&P 400 Annual Point-to-Point SP 400 Annual Ratchet Annually None 10 Years 07/03/06 65.00 None 10.00 Learn More Midland National Life Veridian Select S&P 400 Daily Average SP 400 Annual Ratchet Annually Daily 10 Years 07/03/06 60.00 None 100.00 Learn More Midland National Life Veridian Select S&P 500 Annual Point-to-Point SP 500 Annual Ratchet Annually None 10 Years 07/03/06 70.00 None 10.00 Learn More Midland National Life Veridian Select S&P 500 Daily Average SP 500 Annual Ratchet Annually Daily 10 Years 07/03/06 75.00 None 100.00 Learn More Midland National Life Veridian Select S&P 500 Monthly Point-to-Point SP 500 Annual Ratchet Annually Monthly Sum 10 Years 07/03/06 100.00 None 2.85 Learn More National Western Life National Western Life Liberty Challenge Fixed Fixed Annually 12 Years 05/13/06 None None Learn More National Western Life Liberty Challenge Option A: Annual Reset with Monthly Averaging SP 500 Annual Ratchet Annually Monthly 12 Years 05/13/06 100.00 0.50 100.00 Learn More National Western Life Liberty Challenge Option D: Annual Reset with Monthly Cap SP 500 Annual Ratchet Annually Monthly Sum 12 Years 05/13/06 100.00 None 2.00 Learn More National Western Life Liberty Champion Fixed Fixed Annually 15 Years 05/13/06 None None Learn More National Western Life Liberty Champion Option A: Annual Reset with Monthly Averaging SP 500 Annual Ratchet Annually Monthly 15 Years 05/13/06 100.00 0.50 100.00 Learn More National Western Life Liberty Champion Option D: Annual Reset with Monthly Cap SP 500 Annual Ratchet Annually Monthly Sum 15 Years 05/13/06 100.00 None 2.00 Learn More National Western Life Liberty Classic Fixed Fixed 9 Years 05/13/06 None None Learn More National Western Life Liberty Classic Option A: Annual Reset with Monthly Averaging SP 500 Annual Ratchet Annually Monthly 9 Years 05/13/06 100.00 0.50 100.00 Learn More National Western Life Liberty Classic Option D: Annual Reset with Monthly Cap SP 500 Annual Ratchet Annually Monthly Sum 9 Years 05/13/06 100.00 None 2.00 Learn More National Western Life NWL Ultra Benefit Fixed Fixed Annually 14 Years 04/13/06 None None Learn More National Western Life NWL Ultra Benefit Option A: Monthly Average Annual Reset SP 500 Annual Ratchet Annually Monthly 14 Years 04/13/06 100.00 None 100.00 Learn More National Western Life NWL Ultra Benefit Option B: Monthly Cap Annual Reset SP 500 Annual Ratchet Annually Monthly Sum 14 Years 04/13/06 100.00 None 2.75 Learn More National Western Life NWL Ultra Classic Option A: Monthly Averaging Annual Reset SP 500 Annual Ratchet Annually Monthly 13 Years 04/13/06 100.00 None 100.00 Learn More National Western Life NWL Ultra Classic Option B: Fixed Account Fixed 13 Years 04/13/06 None None Learn More National Western Life NWL Ultra Classic Option D: Monthly Cap Annual Reset SP 500 Annual Ratchet Annually Monthly Sum 13 Years 04/13/06 100.00 None 2.75 Learn More National Western Life NWL Ultra Future Option A: Monthly Averaging Annual Reset SP 500 Annual Ratchet Annually Monthly 15 Years 04/13/06 100.00 None 100.00 Learn More National Western Life NWL Ultra Future Option B: Fixed Account Fixed Annually 15 Years 04/13/06 None None Learn More National Western Life NWL Ultra Future Option D: Monthly Cap SP 500 Annual Ratchet Annually Monthly Sum 15 Years 04/13/06 100.00 None 2.75 Learn More Old Mutual Financial Network Old Mutual Financial Network Index Rewards 1-Year DJIA Monthly Averaging Dow Jones Annual Ratchet Annually Monthly 10 Years 08/02/06 100.00 None 13.50 Learn More Old Mutual Financial Network Index Rewards 1-Year DJIA Point to Point Dow Jones Annual Ratchet Annually None 10 Years 08/02/06 100.00 None 10.00 Learn More Old Mutual Financial Network Index Rewards 1-Year S&P 500 Monthly Averaging SP 500 Annual Ratchet Annually Monthly 10 Years 08/02/06 100.00 None 13.50 Learn More Old Mutual Financial Network Index Rewards 1-Year S&P 500 Point to Point SP 500 Annual Ratchet Annually None 10 Years 08/02/06 100.00 None 10.00 Learn More Old Mutual Financial Network Index Rewards Fixed Fixed 10 Years 08/02/06 None None Learn More Old Mutual Financial Network Index Rewards 5 1-Year DJIA Monthly Averaging Dow Jones Annual Ratchet Annually Monthly 5 Years 08/02/06 100.00 None 12.00 Learn More Old Mutual Financial Network Index Rewards 5 1-Year DJIA Point to Point Dow Jones Annual Ratchet Annually None 5 Years 08/02/06 100.00 None 9.25 Learn More Old Mutual Financial Network Index Rewards 5 1-Year S&P 500 Monthly Averaging SP 500 Annual Ratchet Annually Monthly 5 Years 08/02/06 100.00 None 12.00 Learn More Old Mutual Financial Network Index Rewards 5 1-Year S&P 500 Point to Point SP 500 Annual Ratchet Annually None 5 Years 08/02/06 100.00 None 9.25 Learn More Old Mutual Financial Network Index Rewards 5 Fixed Fixed 5 Years 08/02/06 None None Learn More Old Mutual Financial Network Loyalty Rewards Escalator 10 1-Year S&P 500 Annual Point-to-Point SP 500 Annual Ratchet Annually None 10 Years 08/02/06 100.00 None 9.25 Learn More Old Mutual Financial Network Loyalty Rewards Escalator 10 1-Year S&P 500 Monthly Averaging SP 500 Annual Ratchet Annually Monthly 10 Years 08/02/06 100.00 None 11.75 Learn More Old Mutual Financial Network Loyalty Rewards Escalator 10 1-Year S&P 500 Monthly Point-to-Point SP 500 Annual Ratchet Annually Monthly Sum 10 Years 08/02/06 100.00 None 3.15 Learn More Old Mutual Financial Network Loyalty Rewards Escalator 10 Fixed Fixed Annual Ratchet Annually 10 Years 08/02/06 None None Learn More Old Mutual Financial Network Loyalty Rewards Escalator 12 1-Year S&P 500 Annual Point-to-Point SP 500 Annual Ratchet Annually None 12 Years 08/02/06 100.00 None 9.50 Learn More Old Mutual Financial Network Loyalty Rewards Escalator 12 1-Year S&P 500 Monthly Averaging SP 500 Annual Ratchet Annually Monthly 12 Years 06/23/06 100.00 None 12.00 Learn More Old Mutual Financial Network Loyalty Rewards Escalator 12 1-Year S&P 500 Monthly Point-to-Point SP 500 Annual Ratchet Annually Monthly Sum 12 Years 08/02/06 100.00 None 3.20 Learn More Old Mutual Financial Network Loyalty Rewards Escalator 12 Fixed Fixed Annually 12 Years 08/02/06 None None Learn More Old Mutual Financial Network Loyalty Rewards Escalator 6 1-Year S&P 500 Annual Point-to-Point SP 500 Annual Ratchet Annually None 6 Years 08/02/06 100.00 None 8.50 Learn More Old Mutual Financial Network Loyalty Rewards Escalator 6 1-Year S&P 500 Monthly Averaging SP 500 Annual Ratchet Annually Monthly 6 Years 08/02/06 100.00 None 10.50 Learn More Old Mutual Financial Network Loyalty Rewards Escalator 6 1-Year S&P 500 Monthly Point-to-Point SP 500 Annual Ratchet Annually Monthly Sum 6 Years 08/02/06 100.00 None 3.00 Learn More Old Mutual Financial Network Loyalty Rewards Escalator 6 Fixed Fixed Annually 6 Years 08/02/06 None None Learn More Old Mutual Financial Network Loyalty Rewards Escalator 8 1-Year S&P 500 Monthly Point-to-Point SP 500 Annual Ratchet Annually Monthly Sum 8 Years 08/02/06 100.00 None 3.10 Learn More Old Mutual Financial Network Loyalty Rewards Escalator 8 1-Year S&P 500 Annual Point-to-Point SP 500 Annual Ratchet Annually None 8 Years 08/02/06 100.00 None 9.00 Learn More Old Mutual Financial Network Loyalty Rewards Escalator 8 1-Year S&P 500 Monthly Averaging SP 500 Annual Ratchet Annually Monthly 8 Years 08/02/06 100.00 None 11.50 Learn More Old Mutual Financial Network Loyalty Rewards Escalator 8 Fixed Fixed Annually 8 Years 08/02/06 None None Learn More Old Mutual Financial Network Spectrum Choice Bonus 1-Year S&P 500 Monthly Point-to-Point SP 500 Annual Ratchet Annually Monthly Sum 14 Years 08/02/06 100.00 None 2.90 Learn More Old Mutual Financial Network Spectrum Choice Bonus 2-Year S&P 500 Monthly Point-to-Point SP 500 Annual Ratchet Biennial Monthly Sum 14 Years 08/02/06 100.00 None 4.00 Learn More Old Mutual Financial Network Spectrum Choice Bonus 3-Year S&P 500 Monthly Point-to-Point SP 500 Annual Ratchet Triennial Monthly Sum 14 Years 08/02/06 100.00 None 4.50 Learn More Old Mutual Financial Network Spectrum Choice Bonus Fixed Fixed Annually 14 Years 08/02/06 None None Learn More Old Mutual Financial Network Spectrum Rewards Choice 7 1 Year Annual Point to Point SP 500 Annual Ratchet Annually None 7 Years 08/02/06 100.00 None 9.25 Learn More Old Mutual Financial Network Spectrum Rewards Choice 7 1 Year Monthly Average SP 500 Annual Ratchet Annually Monthly 7 Years 08/02/06 100.00 None 12.00 Learn More Old Mutual Financial Network Spectrum Rewards Choice 7 1 Year Monthly Point to Point SP 500 Annual Ratchet Annually Monthly Sum 7 Years 08/02/06 100.00 None 3.10 Learn More Old Mutual Financial Network Spectrum Rewards Choice 7 Fixed Fixed 7 Years 08/02/06 None None Learn More Old Mutual Financial Network Spectrum Rewards Choice 7 (1.5) 1 Year Annual Point to Point SP 500 Annual Ratchet Annually None 7 Years 08/02/06 100.00 None 9.25 Learn More Old Mutual Financial Network Spectrum Rewards Choice 7 (1.5) 1 Year Monthly Average SP 500 Annual Ratchet Annually Monthly 7 Years 08/02/06 100.00 None 12.00 Learn More Old Mutual Financial Network Spectrum Rewards Choice 7 (1.5) 1 Year Monthly Point to Point SP 500 Annual Ratchet Annually Monthly Sum 7 Years 08/02/06 100.00 None 3.10 Learn More Old Mutual Financial Network Spectrum Rewards Choice 7 (1.5) Fixed Fixed Annually 7 Years 08/02/06 None None Learn More Physicians Life Physicians Life Vista Index Elite 10 Fixed Fixed 10 Years 08/03/06 None None Learn More Physicians Life Vista Index Elite 10 S&P 500 Annual Point-to-Point SP 500 Point to Point Annually None 10 Years 08/03/06 100.00 None 9.00 Learn More Physicians Life Vista Index Elite 10 S&P 500 Monthly Average SP 500 Annual Ratchet Annually Monthly 10 Years 08/03/06 100.00 None 16.00 Learn More Physicians Life Vista Index Elite 5 Fixed Fixed 5 Years 08/03/06 None None Learn More Physicians Life Vista Index Elite 5 S&P 500 Annual Point-to-Point SP 500 Point to Point Annually 5 Years 08/03/06 100.00 None 7.50 Learn More Physicians Life Vista Index Freedom 12 Annual Point-to-Point (4th Yr) SP 500 Annual Ratchet Annually None 12 Years 08/03/06 100.00 None 100.00 Learn More Physicians Life Vista Index Freedom 12 Fixed Fixed Annually 12 Years 08/03/06 None None Learn More Physicians Life Vista Index Freedom 12 Monthly Average Index (No Cap 3 Yrs) SP 500 Annual Ratchet Annually Monthly 12 Years 08/03/06 100.00 None 100.00 Learn More Physicians Life Vista Index Freedom 6 Annual Point-to-Point (3rd Yr) SP 500 Annual Ratchet Annually None 6 Years 08/03/06 100.00 None 100.00 Learn More Physicians Life Vista Index Freedom 6 Fixed Fixed Annually 6 Years 08/03/06 None None Learn More Physicians Life Vista Index Freedom 6 Monthly Average Index (No Cap 2 Yrs) SP 500 Annual Ratchet Annually Monthly 6 Years 08/03/06 100.00 None 100.00 Learn More Physicians Life Vista Index Solution 10 Annual Point to Point SP 500 Annual Ratchet Annually None 10 Years 08/03/06 100.00 None 7.25 Learn More Physicians Life Vista Index Solution 10 Fixed Fixed Annually 10 Years 08/03/06 None None Learn More Physicians Life Vista Index Solution 10 Monthly Average SP 500 Annual Ratchet Annually Monthly 10 Years 08/03/06 100.00 None 9.50 Learn More Physicians Life Vista Index Solution 15 Annual Point to Point SP 500 Annual Ratchet Annually None 15 Years 08/03/06 100.00 None 7.75 Learn More Physicians Life Vista Index Solution 15 Fixed Fixed 15 Years 08/03/06 None None Learn More Physicians Life Vista Index Solution 15 Monthly Average SP 500 Annual Ratchet Annually Monthly 15 Years 08/03/06 100.00 None 12.00 Learn More Physicians Life Vista Index Solution 7 Annual Point to Point SP 500 Annual Ratchet Annually None 7 Years 08/03/06 100.00 None 7.00 Learn More Physicians Life Vista Index Solution 7 Fixed Fixed Annually 7 Years 08/03/06 None None Learn More Physicians Life Vista Index Solution 7 Monthly Average SP 500 Annual Ratchet Annually None 7 Years 08/03/06 100.00 None 8.50 Learn More RBC Insurance RBC Insurance Index Master Dow 10 Year Dow Jones 10 Year Dow Jones Annual Ratchet Annually Monthly 10 Years 08/01/06 100.00 None 12.00 Learn More RBC Insurance Index Master Dow 10 Year Fixed Fixed Annually 10 Years 08/01/06 None None Learn More RBC Insurance Index Master Dow 5 Year Dow 5 Year Dow Jones Annual Ratchet Annually Monthly 5 Years 08/01/06 100.00 None 10.00 Learn More RBC Insurance Index Master Dow 5 Year Fixed Fixed Annually 5 Years 08/01/06 None None Learn More RBC Insurance Index Master S&P 7 Year Fixed Fixed Annually 7 Years 08/01/06 None None Learn More RBC Insurance Index Master S&P 7 Year S&P 7 Year SP 500 Annual Ratchet Annually Monthly 7 Years 08/01/06 100.00 None 10.00 Learn More Sun Life Financial Sun Life Financial MulitPoint 10-Year 10-Year SP 500 High Water Annually Monthly 10 Years 07/24/06 111.00 None 100.00 Learn More Sun Life Financial MulitPoint 5-Year 5 Year SP 500 High Water Annually Monthly 5 Years 07/24/06 80.00 None 100.00 Learn More Sun Life Financial MultiPoint 1-Year 1-Year SP 500 High Water Annually Monthly 10 Years 07/24/06 30.00 None 10.00 Learn More Sun Life Financial MultiPoint 7-Year 7 Year SP 500 High Water Annually Monthly 7 Years 07/24/06 100.00 None 100.00 Learn More Sun Life Financial Sun Dex 100 6 Year S&P 500 3-Year Point-to-Point SP 500 Annual Ratchet Triennial None 6 Years 07/24/06 100.00 None 17.00 Learn More Sun Life Financial Sun Dex 100 9 Year S&P 500 3-Year Point-to-Point SP 500 Annual Ratchet Triennial None 9 Years 07/24/06 100.00 None 19.00 Learn More Rate G'td Last Change Base Rate Bonus Rate Current Rate Premium Bonus Effective Rates C Yield G Yield Request Information to Surrender Surrender Charges Last 15 Years National Western Life Confidence Flex 85 1 Years 04/13/06 3.75 8.00 11.75 4.28 3.58% Request Information National Western Life Confidence Flex 45 1 Years 04/13/06 3.75 4.00 7.75 4.02 3.32% Request Information National Western Life NWL Future Assurance 1 Years 04/13/06 3.10 10.00 13.10 3.77 1.81% Request Information Surrender Charges Last 14 Years National Western Life NWL Benefit Assurance 1 Years 04/13/06 3.10 5.00 8.10 3.46 1.51% Request Information Surrender Charges Last 12 Years Jefferson Pilot Life JPF Classic Flex 12 (100) 1 Years 08/01/06 4.30 5.00 9.30 4.72 1.69% Request Information Jefferson Pilot Life JPF Classic Flex 12 1 Years 08/01/06 4.30 4.00 8.30 4.63 1.61% Request Information American Equity Investment Life Flex Plus (FPDA- 7 MVA) 1 Years 05/01/06 3.75 2.00 5.75 3.92 2.54% Request Information Great American Life Insurance Company GTSA IX 1 Years 06/22/06 3.90 0.00 3.90 3.90 2.62% Request Information Great American Life Insurance Company Advantage 15 1 Years 06/22/06 3.80 0.00 3.80 3.80 3.07% Request Information American Equity Investment Life Premium Plus (FPDA- 8 MVA) 1 Years 05/01/06 3.75 0.00 3.75 6.00% 9.98 3.75 2.38% Request Information Surrender Charges Last 10 Years RBC Insurance Value Master 1 Years 08/01/06 5.85 0.00 5.85 5.85 3.29% Request Information Allianz Life Accumulator Bonus Maxxx Elite Annuity (50k) 1 Years 08/01/06 4.50 12.00 16.50 5.70 3.00% Request Information Allianz Life Accumulator Bonus Maxxx Elite Annuity 1 Years 08/01/06 4.50 6.00 10.50 5.10 3.75% Request Information RBC Insurance Master Builder SPDA 1 Years 08/01/06 4.85 0.00 4.85 4.85 3.19% Request Information Jefferson Pilot Life JPF Classic 10 (100) 7 Years 08/01/06 4.35 4.00 8.35 4.75 3.75% Request Information National Integrity Life Insurance New Momentum 10 10 Years 08/15/06 4.60 0.75 5.35 4.68 4.68% Request Information Integrity Life Insurance New Momentum 10 10 Years 08/15/06 4.60 0.75 5.35 4.68 4.68% Request Information Jefferson Pilot Life JPF Classic 10 7 Years 08/01/06 4.35 3.00 7.35 4.65 3.65% Request Information American National Insurance Company Palladium Ultra 5 1 Years 08/01/06 4.10 5.00 9.10 4.60 3.61% Request Information American National Insurance Company Palladium Century 7 1 Years 08/01/06 3.80 7.00 10.80 4.50 2.88% Request Information American National Insurance Company Palladium Plus 3 1 Years 08/01/06 4.10 3.00 7.10 4.40 3.41% Request Information National Western Life NWL Prevail Seven 1 Years 04/13/06 3.65 7.00 10.65 4.35 2.87% Request Information American National Insurance Company Palladium Century 5 1 Years 08/01/06 3.80 5.00 8.80 4.30 0.88% Request Information Midland National Life Guarantee Bonus 15 7 Years 07/03/06 3.85 3.60 7.45 4.21 3.96% Request Information New Rate Effective: 08/17/06 3.75 3.60 7.35 4.11 3.89% -0.10 American National Insurance Company Palladium Plus 1 1 Years 08/01/06 4.10 1.00 5.10 4.20 3.21% Request Information National Western Life NWL Accumulator Five 1 Years 04/13/06 3.65 5.00 8.65 4.15 2.67% Request Information American National Insurance Company Palladium Century 3 1 Years 08/01/06 3.80 3.00 6.80 4.10 0.68% Request Information American General Life AG HorizonMYG 6 Years 08/14/06 3.70 4.00 7.70 4.10 3.42% Request Information Great American Life Insurance Company American Freedom Liberty II WA 10 Years 06/22/06 3.00 1.00 4.00 4.00 3.10% Request Information American National Insurance Company Palladium Century 1 1 Years 08/01/06 3.80 1.00 4.80 3.90 0.48% Request Information Great American Life Insurance Company American Freedom Classic 10 1 Years 06/22/06 3.35 5.00 8.35 3.85 3.31% Request Information National Western Life NWL Protector One 1 Years 04/13/06 3.65 1.00 4.65 3.75 2.27% Request Information Great American Life Insurance Company American Freedom 10-ST 1 Years 06/22/06 3.55 1.50 5.05 3.70 2.76% Request Information Allianz Life Power 7 Annuity 1 Years 08/01/06 3.25 0.00 3.25 5.00% 8.41 3.25 3.03% Request Information Allianz Life Power 7 Elite Annuity (100) 1 Years 08/01/06 3.25 0.00 3.25 7.00% 10.48 3.25 3.03% Request Information Allianz Life Power 7 Elite Annuity (5) 1 Years 08/01/06 3.25 0.00 3.25 5.00% 8.41 3.25 3.03% Request Information American Equity Investment Life Guarantee Plus 1 (FPDA-5) 5 Years 05/01/06 3.10 1.00 4.10 3.20 2.78% Request Information American Equity Investment Life Guarantee Plus 2 (FPDA 2) 5 Years 05/01/06 3.00 2.00 5.00 3.20 2.83% Request Information Great American Life Insurance Company American Freedom Liberty 5 Years 06/22/06 3.00 1.00 4.00 3.10 3.10% Request Information Great American Life Insurance Company American Freedom Liberty II 5 Years 06/22/06 3.00 1.00 4.00 3.10 3.10% Request Information American Equity Investment Life FPDA 3 MVA 1 Years 01/17/05 2.25 3.00 5.25 2.55 2.55% Request Information Surrender Charges Last 9 Years Presidential Life TSA Flex 1 Years 07/07/06 4.90 0.00 4.90 4.90 3.21% Request Information Midland National Life MNL Leader 5 Years 07/03/06 4.55 3.00 7.55 4.88 4.19% Request Information New Rate Effective: 08/17/06 4.35 3.00 7.35 4.68 4.08% -0.20 Lincoln Benefit Life SureHorizion Choice 1 (100) 1 Years 08/07/06 4.35 3.50 7.85 4.74 3.54% Request Information Lincoln Benefit Life SureHorizion Choice 3 (100) 3 Years 08/07/06 4.25 3.50 7.75 4.64 3.81% Request Information Lincoln Benefit Life SureHorizion Choice 1 1 Years 08/07/06 4.35 2.50 6.85 4.63 3.43% Request Information Lincoln Benefit Life SureHorizion Choice 6 (100) 6 Years 08/07/06 4.20 3.50 7.70 4.59 4.19% Request Information Lincoln Benefit Life SureHorizion Choice 3 3 Years 08/07/06 4.25 2.50 6.75 4.53 3.69% Request Information Lincoln Benefit Life SureHorizion Choice 6 6 Years 08/07/06 4.20 2.50 6.70 4.48 4.08% Request Information American General Life AG HorizonPlus 2004 6 Years 08/14/06 3.70 6.00 9.70 4.37 3.80% Request Information The Standard Insurance Principal Growth Annuity 9 (100) 1 Years 08/01/06 4.05 1.00 5.05 4.16 1.89% Request Information The Standard Insurance Principal Growth Annuity 9 1 Years 08/01/06 3.95 1.00 4.95 4.06 1.88% Request Information The Standard Insurance FPDA 1 Years 08/01/06 3.60 0.00 3.60 3.60 3.07% Request Information Chase Life Zurich Elite 6 Year MVA (100) 6 Years 02/06/06 3.55 0.00 3.55 3.55 3.03% Request Information Chase Life Zurich Elite 6 Year MVA (25) 6 Years 02/06/06 3.35 0.00 3.35 3.35 2.90% Request Information Chase Life Zurich Elite 6 Year MVA (10) 6 Years 02/06/06 3.15 0.00 3.15 3.15 2.77% Request Information Surrender Charges Last 8 Years Jefferson Pilot Life JPF Classic Flex 8 (100) 1 Years 08/01/06 4.30 3.00 7.30 4.68 2.23% Request Information Jefferson Pilot Life JPF Classic Flex 8 1 Years 08/01/06 4.30 2.00 6.30 4.55 2.10% Request Information American General Life AG HorizonFlex 1 Years 08/14/06 4.20 2.00 6.20 4.45 2.53% Request Information Surrender Charges Last 7 Years National Integrity Life Insurance SPDA Series II (1) GRO 1 Years 08/15/06 5.50 0.00 5.50 5.50 2.07% Request Information Old Mutual Financial Network Legends Classic 1 Years 08/02/06 4.65 2.00 6.65 4.94 2.66% Request Information National Integrity Life Insurance SPDA Series II (3) 3 Years 08/15/06 4.40 1.00 5.40 4.54 2.89% Request Information Integrity Life Insurance New Momentum 7 7 Years 08/15/06 4.40 0.75 5.15 4.51 4.51% Request Information National Integrity Life Insurance New Momentum 7 7 Years 08/15/06 4.40 0.75 5.15 4.51 4.51% Request Information American National Insurance Company Citadel 7 Diamond (100) 1 Years 08/01/06 4.20 2.00 6.20 4.49 2.60% Request Information American National Insurance Company Citadel 7 Diamond 1 Years 08/01/06 4.15 2.00 6.15 4.44 2.59% Request Information National Integrity Life Insurance SPDA Series II (5) 5 Years 08/15/06 4.25 1.00 5.25 4.39 3.61% Request Information Integrity Life Insurance New Momentum 5 5 Years 08/15/06 4.20 0.75 4.95 4.31 3.54% Request Information National Integrity Life Insurance New Momentum 5 5 Years 08/15/06 4.20 0.75 4.95 4.31 3.54% Request Information Fidelity & Guaranty Life of New York FGNY Resolute 3 3 Years 06/23/06 4.15 1.00 5.15 4.29 3.64% Request Information Fidelity & Guaranty Life of New York FGNY Resolute 1 1 Years 06/23/06 4.10 1.00 5.10 4.24 3.30% Request Information American National Insurance Company Palladium Advisor 1 Years 08/01/06 4.10 1.00 5.10 4.24 2.44% Request Information National Integrity Life Insurance New Momentum 3 3 Years 08/15/06 4.10 0.75 4.85 4.21 2.72% Request Information Integrity Life Insurance New Momentum 3 3 Years 08/15/06 4.10 0.75 4.85 4.21 2.72% Request Information The Standard Insurance First Rate Annuity 7 (100) 1 Years 08/01/06 3.90 2.00 5.90 4.19 1.70% Request Information Fidelity & Guaranty Life of New York Liberty NY 1 1 Years 06/23/06 3.75 3.00 6.75 4.18 2.25% Request Information National Integrity Life Insurance New Momentum 2 2 Years 08/15/06 4.00 0.75 4.75 4.11 2.32% Request Information Integrity Life Insurance New Momentum 2 2 Years 08/15/06 4.00 0.75 4.75 4.11 2.32% Request Information The Standard Insurance First Rate Annuity 7 1 Years 08/01/06 3.80 2.00 5.80 4.09 1.69% Request Information The Standard Insurance Principal Growth Annuity 7 (100) 1 Years 08/01/06 3.95 1.00 4.95 4.09 1.99% Request Information The Standard Insurance Principal Growth Annuity 7 1 Years 08/01/06 3.85 1.00 4.85 3.99 1.98% Request Information Great American Life Insurance Company Secure Americian 1 Years 06/22/06 3.75 1.00 4.75 3.89 2.39% Request Information Fidelity & Guaranty Life of New York Liberty NY 3 3 Years 06/23/06 3.25 4.00 7.25 3.82 2.82% Request Information American National Insurance Company Palladium Century 1 Years 08/01/06 3.80 0.00 3.80 3.80 3.03% Request Information Presidential Life Classic SPDA I 7 Years 07/07/06 5.35 0.00 5.35 3.76 5.35% Request Information RBC Insurance Flex Master 1 Years 07/01/06 3.00 0.00 3.00 3.00 3.00% Request Information Surrender Charges Last 6 Years RBC Insurance Guarantee 3+3 Master MVA 3 Years 08/01/06 6.00 0.00 6.00 6.00 4.50% Request Information RBC Insurance Guarantee 3+3 Master 3 Years 08/01/06 5.75 0.00 5.75 5.75 4.38% Request Information The Standard Insurance Secured Rate Annuity 1 (100) 1 Years 08/01/06 4.20 1.00 5.20 4.37 3.37% Request Information Lincoln Benefit Life SureHorizon II 1 (100K) 1 Years 08/07/06 3.75 3.50 7.25 4.33 3.50% Request Information Chase Life Zurich Classic II 6 (100) 6 Years 02/06/06 4.30 0.00 4.30 4.30 4.30% Request Information The Standard Insurance Secured Rate Annuity 1 1 Years 08/01/06 4.10 1.00 5.10 4.27 3.35% Request Information Lincoln Benefit Life SureHorizon II 3 (100K) 3 Years 08/07/06 3.60 3.50 7.10 4.18 3.76% Request Information Lincoln Benefit Life SureHorizon II 5 (100K) 5 Years 08/07/06 3.60 3.50 7.10 4.18 4.04% Request Information Lincoln Benefit Life SureHorizon II 1 (20K) 1 Years 08/07/06 3.75 2.50 6.25 4.17 3.33% Request Information Chase Life Zurich Classic II 6 (25) 6 Years 02/06/06 4.15 0.00 4.15 4.15 4.15% Request Information Lincoln Benefit Life SureHorizon II 3 (20K) 3 Years 08/07/06 3.60 2.50 6.10 4.02 3.59% Request Information Lincoln Benefit Life SureHorizon II 5 (20K) 5 Years 08/07/06 3.60 2.50 6.10 4.02 3.88% Request Information Chase Life Zurich Classic II 6 (5) 6 Years 02/06/06 4.00 0.00 4.00 4.00 4.00% Request Information Chase Life Zurich Classic II 3 (100) 3 Years 02/06/06 3.90 0.00 3.90 3.90 2.70% Request Information Chase Life Zurich Classic II 3 (25) 3 Years 02/06/06 3.75 0.00 3.75 3.75 3.38% Request Information Chase Life Zurich Classic II 3 (5) 3 Years 02/06/06 3.60 0.00 3.60 3.60 2.55% Request Information Chase Life Zurich Classic II 1 (100) 1 Years 02/06/06 3.45 0.00 3.45 3.45 1.83% Request Information Chase Life Zurich Classic II 1 (25) 1 Years 02/06/06 3.30 0.00 3.30 3.30 1.80% Request Information Chase Life Zurich Classic II 1 (5) 1 Years 02/06/06 3.15 0.00 3.15 3.15 1.78% Request Information Surrender Charges Last 5 Years The Standard Insurance Principal Growth Annuity 5 (100) 1 Years 08/01/06 4.55 1.00 5.55 4.75 2.31% Request Information American National Insurance Company Citadel 5 Diamond (100) 1 Years 08/01/06 4.20 1.00 5.20 4.40 2.64% Request Information American National Insurance Company Citadel 5 Diamond 1 Years 08/01/06 4.10 1.00 5.10 4.30 1.82% Request Information The Standard Insurance Principal Growth Annuity 5 1 Years 08/01/06 3.45 1.00 4.45 3.65 2.09% Request Information Great American Life Insurance Company TSA III 1 Years 06/22/06 3.65 0.00 3.65 3.65 2.53% Request Information Company AM Best Policy Name Minimum Premium Years Rate Guaranteed Rate Changes Guaranteed Yield to™ Surrender Request Information Years Rate 10 Year Interest Rate Guarantees EquiTrust Life Insurance Company A Certainty Select 10 10000 10 Years 07/27/06 1 5.35 5.35 Request Information 9 5.35 North American Company A North American Builder 10000 10 Years 07/03/06 1 4.55 5.14 Request Information 9 4.55 New Rate Effective: 08/17/06 1 4.45 4.45 Change -0.10 9 4.45 Integrity Life Insurance A++ Momentum Advantage 10 20000 10 Years 08/15/06 1 5.80 5.12 Request Information 9 5.05 Old Mutual Financial Network A Platinum Plus 10 5000 10 Years 08/02/06 1 6.00 5.10 Request Information 9 5.00 Jackson National Life A+ Target Select 10 (250) 250000 10 Years 06/30/06 1 5.95 5.05 Request Information 9 4.95 National Integrity Life Insurance A++ Momentum Advantage 10 20000 10 Years 08/15/06 1 5.70 5.03 Request Information 9 4.95 Midland National Life A+ Direct Guarantee 10 10000 10 Years 07/03/06 1 5.00 5.00 Request Information 9 5.00 New Rate Effective: 08/17/06 1 4.85 4.85 Change -0.15 9 4.85 American National Insurance Company A+ Palladium MYG Annuity 10 (100) 100000 10 Years 08/01/06 1 5.75 4.85 Request Information 9 4.75 Physicians Life A Vista Custom Direct 10 2000 10 Years 08/03/06 1 6.20 4.85 Request Information 9 4.70 American National Insurance Company A+ Palladium MYG Annuity 10 5000 10 Years 08/01/06 1 5.65 4.75 Request Information 9 4.65 Jackson National Life A+ Target Select 10 10000 10 Years 06/30/06 1 5.65 4.75 Request Information 9 4.65 American General Life A+ AG HorizonSelect 10 5000 10 Years 08/14/06 1 4.75 4.75 Request Information 9 4.75 Lincoln Benefit Life A+r Tactician Plus 10 (100k) 100000 10 Years 08/14/06 1 6.20 4.40 Request Information 9 4.20 ING USA Annuity and Life A+ ING MultiSet Plus 10 5000 10 Years 08/14/06 1 5.25 4.35 Request Information 9 4.25 Lincoln Benefit Life A+r Tactician Plus 10 5000 10 Years 08/14/06 1 5.20 4.30 Request Information 9 4.20 Allianz Life A Dominator 10 20000 10 Years 08/01/06 1 4.25 4.25 Request Information 9 4.25 9 Year Interest Rate Guarantees Midland National Life A+ MNL Guarantee Plus 9 25000 9 Years 07/03/06 1 5.30 5.30 Request Information 8 5.30 New Rate Effective: 08/17/06 1 5.20 5.20 Change -0.10 8 5.20 Jackson National Life A+ Target Select 9 (250) 250000 9 Years 06/30/06 1 7.95 5.28 Request Information 8 4.95 Jackson National Life A+ Target Select 9 10000 9 Years 06/30/06 1 7.65 4.98 Request Information 8 4.65 American National Insurance Company A+ Palladium MYG Annuity 9 (100) 100000 9 Years 08/01/06 1 6.55 4.77 Request Information 8 4.55 Lincoln Benefit Life A+r Tactician Plus 9 (100k) 100000 9 Years 08/14/06 1 9.15 4.71 Request Information 8 4.15 Physicians Life A Vista Custom Direct 9 2000 9 Years 08/03/06 1 4.70 4.70 Request Information 8 4.70 American National Insurance Company A+ Palladium MYG Annuity 9 5000 9 Years 08/01/06 1 6.45 4.67 Request Information 8 4.45 Lincoln Benefit Life A+r Tactician Plus 9 5000 9 Years 08/14/06 1 8.15 4.59 Request Information 8 4.15 Lincoln Benefit Life A+r SureHorizion Choice 9 (100) 100000 9 Years 08/07/06 1 7.65 4.54 Request Information 8 4.15 ING USA Annuity and Life A+ ING MultiSet Plus 9 5000 9 Years 08/14/06 1 5.55 4.48 Request Information 8 4.35 Lincoln Benefit Life A+r SureHorizion Choice 9 10000 9 Years 08/07/06 1 6.65 4.43 Request Information 8 4.15 Allianz Life A Dominator 9 20000 9 Years 08/01/06 1 4.15 4.15 Request Information 8 4.15 Chase Life A+ Zurich Elite 9 Year MVA (100) 100000 9 Years 02/06/06 1 3.40 3.40 Request Information 8 3.40 Chase Life A+ Zurich Elite 9 Year MVA (25) 25000 9 Years 02/06/06 1 3.20 3.20 Request Information 8 3.20 Chase Life A+ Zurich Elite 9 Year MVA (10) 5000 9 Years 02/06/06 1 3.00 3.00 Request Information 8 3.00 8 Year Interest Rate Guarantees EquiTrust Life Insurance Company A Certainty Select 8 10000 8 Years 07/27/06 1 9.60 5.23 Request Information 7 4.60 American National Insurance Company A+ Palladium MYG Annuity 8 (100) 100000 8 Years 08/01/06 1 5.10 5.10 Request Information 7 5.10 Jackson National Life A+ Target Select 8 (250) 250000 8 Years 06/30/06 1 5.90 5.02 Request Information 7 4.90 American National Insurance Company A+ Palladium MYG Annuity 8 5000 8 Years 08/01/06 1 5.00 5.00 Request Information 7 5.00 North American Company A North American Guarantee 8 10000 8 Years 07/03/06 1 8.45 4.95 Request Information 7 4.45 New Rate Effective: 08/17/06 1 8.35 4.85 Change -0.10 7 4.35 Midland National Life A+ Direct Guarantee 8 10000 8 Years 07/03/06 1 4.90 4.90 Request Information 7 4.90 New Rate Effective: 08/17/06 1 4.80 4.80 Change -0.10 7 4.80 Physicians Life A Vista Custom Direct 8 2000 8 Years 08/03/06 1 6.65 4.90 Request Information 7 4.65 Jackson National Life A+ Target Select 8 10000 8 Years 06/30/06 1 5.60 4.73 Request Information 7 4.60 ING USA Annuity and Life A+ ING MultiSet Plus 8 5000 8 Years 08/14/06 1 6.20 4.63 Request Information 7 4.40 Lincoln Benefit Life A+r Tactician Plus 8 (100k) 100000 8 Years 08/14/06 1 6.50 4.31 Request Information 7 4.00 Lincoln Benefit Life A+r Tactician Plus 8 5000 8 Years 08/14/06 1 5.50 4.19 Request Information 7 4.00 Allianz Life A Dominator 8 20000 8 Years 08/01/06 1 4.05 4.05 Request Information 7 4.05 7 Year Interest Rate Guarantees Midland National Life A+ MNL Guarantee Plus 7 25000 7 Years 07/03/06 1 5.25 5.25 Request Information 6 5.25 New Rate Effective: 08/17/06 1 5.15 5.15 Change -0.10 6 5.15 Great American Life Insurance Company A American Freedom Stars and Stripes 7 (100) 100000 7 Years 06/22/06 1 5.75 5.06 Request Information 6 4.25 Great American Life Insurance Company A American Freedom Stars and Stripes 7 10000 7 Years 06/22/06 1 5.65 4.96 Request Information 6 4.15 Integrity Life Insurance A++ Momentum Advantage 7 20000 7 Years 08/15/06 1 5.60 4.96 Request Information 6 4.85 Jackson National Life A+ Target Select 7 (250) 250000 7 Years 06/30/06 1 5.80 4.94 Request Information 6 4.80 American National Insurance Company A+ Palladium MYG Annuity 7 (100) 100000 7 Years 08/01/06 1 5.80 4.94 Request Information 6 4.80 Fidelity & Guaranty Life of New York A Empire Annuity 7 5000 7 Years 06/23/06 1 5.75 4.89 Request Information 6 4.75 National Integrity Life Insurance A++ Momentum Advantage 7 20000 7 Years 08/15/06 1 5.50 4.86 Request Information 6 4.75 Sun Life Financial A++ Keyport Value 7 Stepped-Up (50) 50000 7 Years 07/24/06 1 4.25 4.85 Request Information 6 4.25 American National Insurance Company A+ Palladium MYG Annuity 7 5000 7 Years 08/01/06 1 5.70 4.84 Request Information 6 4.70 Old Mutual Financial Network A Platinum Plus 7 5000 7 Years 08/02/06 1 5.65 4.79 Request Information 6 4.65 Old Mutual Financial Network A Fidelity Platinum 7 5000 7 Years 08/02/06 1 4.75 4.75 Request Information 6 4.75 North American Company A Escalating Rate Annuity 10000 7 Years 07/03/06 1 4.45 4.75 Request Information 6 4.45 New Rate Effective: 08/17/06 1 4.60 4.60 Change + 0.15 6 4.60 Jefferson Pilot Life A++\ JPF Classic 7 (100) 10000 7 Years 08/01/06 1 7.30 4.73 Request Information 6 4.30 Sun Life Financial A++ Keyport Value 7 Stepped-Up 0 7 Years 07/24/06 1 4.10 4.70 Request Information 6 4.10 Sun Life Financial A++ Keyport Value 7 (50) 50000 7 Years 07/24/06 1 7.25 4.68 Request Information 6 4.25 American General Life A+ AG HorizonSelect 7 5000 7 Years 08/14/06 1 4.65 4.65 Request Information 6 4.65 Jackson National Life A+ Target Select 7 100000 7 Years 06/30/06 1 5.50 4.64 Request Information 6 4.50 ING USA Annuity and Life A+ ING MultiSet Plus 7 5000 7 Years 08/14/06 1 5.50 4.64 Request Information 6 4.50 Physicians Life A Vista Custom Direct 7 (100) 100000 7 Years 08/03/06 1 5.50 4.62 Request Information 6 4.50 Jefferson Pilot Life A++\ JPF Classic 7 10000 7 Years 08/01/06 1 6.30 4.59 Request Information 6 4.30 Sun Life Financial A++ Keyport Value 7 5000 7 Years 07/24/06 1 7.10 4.53 Request Information 6 4.10 Physicians Life A Vista Custom Direct 7 2000 7 Years 08/03/06 1 4.50 4.50 Request Information 6 4.50 American General Life A+ AG HorizonSecure 7 5000 7 Years 08/14/06 1 4.35 4.35 Request Information 6 4.35 Lincoln Benefit Life A+r Tactician Plus 7 (100k) 100000 7 Years 08/14/06 1 6.00 4.29 Request Information 6 4.00 Lincoln Benefit Life A+r Tactician Plus 7 5000 7 Years 08/14/06 1 5.00 4.14 Req